# SouthState Bank SBA loans in Colorado **Short answer:** SBA's loan file shows SouthState Bank made 177 SBA loans in Colorado since October 2019. The median loan was $585,000, 67% above its national median of $350,000. 8.5% were lines of credit, against 3.0% of its loans nationally. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/colorado/ Data as of: 2026-06-30 This site is not SouthState Bank sbaexpress.loans is not SouthState Bank, and SouthState Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from SouthState Bank. These are the 177 SBA 7(a) loans [SouthState Bank](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/) made in [Colorado](https://www.sbaexpress.loans/colorado-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How SouthState Bank differs in Colorado **What this means for you.** Use the local range, not the national one, to judge your own request: half of these loans in Colorado ran from $322,100 to $1,198,600. ### Loan size The median loan was $585,000 in Colorado, 67% above its national median of $350,000. The middle half of loans in Colorado ran from $322,100 to $1,198,600. For all its loans the middle half ran from $160,575 to $731,750. Median loan, Oct 2019 to Jun 2026 - Colorado: $585,000 - All its U.S. loans: $350,000 ### Lines of credit 8.5% of the loans in Colorado were lines of credit, against 3.0% of its loans nationally. Lines of credit, share of loans, Oct 2019 to Jun 2026 - Colorado: 8.5% - All its U.S. loans: 3.0% ### SBA Express 12.4% of the loans in Colorado went through SBA Express, against 5.8% of its loans nationally. SBA Express, share of loans, Oct 2019 to Jun 2026 - Colorado: 12.4% - All its U.S. loans: 5.8% We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. One more difference is in the table. ## Colorado next to the U.S. **Colorado compared with all of SouthState Bank's U.S. loans, October 2019 to June 2026** | Measure | Colorado | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 2.0% | 0.59% | Clearly higher | | Median loan | $585,000 | $350,000 | Clearly higher | | Middle half of loans | $322,100 to $1,198,600 | $160,575 to $731,750 | – | | Startups (the loan opens the business) | 21.5% | 18.2% | No clear gap | | In business 2 years or less | 9.0% | 11.0% | No clear gap | | In business more than 2 years | 52.5% | 60.9% | No clear gap | | Change of ownership | 13.0% | 8.6% | No clear gap | | SBA Express | 12.4% | 5.8% | Clearly higher | | Lines of credit | 8.5% | 3.0% | Clearly higher | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 1.25 points over Prime | 2.5 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What SouthState Bank lends to in Colorado The 5 industries below account for 45 of the 177 loans approved October 2019 to June 2026, or 25.4%. An industry is listed when it has 5 or more of them, five at most. **Top industries in Colorado** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Limited-Service Restaurants](https://www.sbaexpress.loans/industries/limited-service-restaurants/) | 11 | 6.2% | 4.4% | | [General Automotive Repair](https://www.sbaexpress.loans/industries/general-automotive-repair/) | 9 | 5.1% | 2.2% | | [Plumbing, Heating, and Air-Conditioning Contractors](https://www.sbaexpress.loans/industries/plumbing-heating-air-conditioning-contractors/) | 9 | 5.1% | Not in top 5 | | [Full-Service Restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/) | 8 | 4.5% | 5.5% | | [Offices of Chiropractors](https://www.sbaexpress.loans/industries/offices-of-chiropractors/) | 8 | 4.5% | 2.2% | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## SouthState Bank in other states Other states where these loans differ clearly from the national pattern, most loans first. **SouthState Bank by state** | State | Loans since October 2019 | | --- | --- | | [Florida](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/florida/) | 593 | | [Texas](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/texas/) | 297 | | [South Carolina](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/south-carolina/) | 143 | ## Other lenders in Colorado Other lenders in Colorado with a clear difference from the national pattern, most loans first. **Other lenders in Colorado** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/colorado/) | 1,062 | | [Wells Fargo Bank](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/colorado/) | 515 | | [KeyBank](https://www.sbaexpress.loans/sba-express-lenders/keybank/colorado/) | 330 | | [Hanmi Bank](https://www.sbaexpress.loans/sba-express-lenders/hanmi-bank/colorado/) | 280 | | [Community Banks of Colorado, A Division of NBH Bank](https://www.sbaexpress.loans/sba-express-lenders/community-banks-of-colorado-a-division-of-nbh-bank/colorado/) | 129 | | [Bank of Hope](https://www.sbaexpress.loans/sba-express-lenders/bank-of-hope/colorado/) | 106 | | [Sunflower Bank](https://www.sbaexpress.loans/sba-express-lenders/sunflower-bank/colorado/) | 86 | | [PNC Bank](https://www.sbaexpress.loans/sba-express-lenders/pnc-bank/colorado/) | 63 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)