{"citation":"TD Bank SBA loans in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/td-bank/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/north-carolina/","title":"TD Bank SBA loans in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"lender":{"name":"TD Bank","url":"/sba-express-lenders/td-bank/","regulator_status":"active"},"loans":120,"dollars_approved":33403000,"measures":{"share_of_all_loans_pct":{"state":3.1,"national":4.579,"reading":"No clear gap"},"median_loan":{"state":55000,"national":50000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":250000},"national":{"p25":25000,"p75":140000}},"startup_pct":{"state":7.5,"national":1.4,"reading":"Clearly higher"},"new_pct":{"state":34.2,"national":26.4,"reading":"No clear gap"},"existing_pct":{"state":56.7,"national":71.8,"reading":"Clearly lower"},"ownership_pct":{"state":null,"national":0.4,"reading":"n/a"},"express_pct":{"state":85.8,"national":94.5,"reading":"Clearly lower"},"loc_pct":{"state":77.5,"national":86.0,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":3.0}},"clear_gaps":["startup","express"],"top_industries":{"Residential Remodelers":8,"General Automotive Repair":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}