# TD Bank SBA loans in South Carolina **Short answer:** SBA's loan file shows TD Bank made 297 SBA loans in South Carolina since October 2023. 59.3% went to businesses more than two years old, against 71.8% of its loans nationally. 88.2% went through SBA Express, against 94.5% of its loans nationally. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/td-bank/south-carolina/ Data as of: 2026-06-30 This site is not TD Bank sbaexpress.loans is not TD Bank, and TD Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from TD Bank. These are the 297 SBA 7(a) loans [TD Bank](https://www.sbaexpress.loans/sba-express-lenders/td-bank/) made in [South Carolina](https://www.sbaexpress.loans/south-carolina-small-business-loans/) approved October 2023 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. ## How TD Bank differs in South Carolina **What this means for you.** Younger businesses got a bigger share of these loans here than elsewhere. ### Established businesses 59.3% of the loans in South Carolina went to businesses more than two years old, against 71.8% of its loans nationally. In business more than 2 years, share of loans, Oct 2023 to Jun 2026 - South Carolina: 59.3% - All its U.S. loans: 71.8% ### SBA Express 88.2% of the loans in South Carolina went through SBA Express, against 94.5% of its loans nationally. SBA Express, share of loans, Oct 2023 to Jun 2026 - South Carolina: 88.2% - All its U.S. loans: 94.5% ### Share of the state's loans TD Bank made 15.8% of the SBA loans approved in South Carolina since October 2023, against 4.6% of loans nationwide. Its share here is 3.5 times its national share. Share of all SBA loans, Oct 2023 to Jun 2026 - South Carolina: 15.8% - All its U.S. loans: 4.6% We compared 8 measures with the national figure for the same period, and these are the 3 that differ clearly. One more difference is in the table. ## South Carolina next to the U.S. **South Carolina compared with all of TD Bank's U.S. loans, October 2023 to June 2026** | Measure | South Carolina | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 15.8% | 4.6% | Clearly higher | | Median loan | $40,000 | $50,000 | No clear gap | | Middle half of loans | $25,000 to $115,200 | $25,000 to $140,000 | – | | Startups (the loan opens the business) | 4.0% | 1.4% | No clear gap | | In business 2 years or less | 36.0% | 26.4% | Clearly higher | | In business more than 2 years | 59.3% | 71.8% | Clearly lower | | Change of ownership | Fewer than 5 | 0.4% | n/a | | SBA Express | 88.2% | 94.5% | Clearly lower | | Lines of credit | 79.8% | 86.0% | No clear gap | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 3 points over Prime | 3 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What TD Bank lends to in South Carolina The 5 industries below account for 65 of the 297 loans approved October 2023 to June 2026, or 21.9%. An industry is listed when it has 5 or more of them, five at most. **Top industries in South Carolina** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Landscaping Services](https://www.sbaexpress.loans/industries/landscaping-services/) | 22 | 7.4% | 3.1% | | [Residential Remodelers](https://www.sbaexpress.loans/industries/residential-remodelers/) | 19 | 6.4% | 5.7% | | [Janitorial Services](https://www.sbaexpress.loans/industries/janitorial-services/) | 8 | 2.7% | Not in top 5 | | [Other Services to Buildings and Dwellings](https://www.sbaexpress.loans/industries/other-services-to-buildings-dwellings/) | 8 | 2.7% | Not in top 5 | | [Plumbing, Heating, and Air-Conditioning Contractors](https://www.sbaexpress.loans/industries/plumbing-heating-air-conditioning-contractors/) | 8 | 2.7% | 2.5% | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## TD Bank in other states Other states where these loans differ clearly from the national pattern, most loans first. **TD Bank by state** | State | Loans since October 2019 | | --- | --- | | [New York](https://www.sbaexpress.loans/sba-express-lenders/td-bank/new-york/) | 3,908 | | [North Carolina](https://www.sbaexpress.loans/sba-express-lenders/td-bank/north-carolina/) | 209 | | [Virginia](https://www.sbaexpress.loans/sba-express-lenders/td-bank/virginia/) | 194 | ## Other lenders in South Carolina Other lenders in South Carolina with a clear difference from the national pattern, most loans first. **Other lenders in South Carolina** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/south-carolina/) | 280 | | [SouthState Bank](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/south-carolina/) | 143 | | [United Community Bank](https://www.sbaexpress.loans/sba-express-lenders/united-community-bank/south-carolina/) | 84 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2023 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)