{"citation":"The First National Bank of McGregor d/b/a TFNB Your Bank for Life SBA loans. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/the-first-national-bank-of-mcgregor-d-b-a-tfnb-your-bank-for-life/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/the-first-national-bank-of-mcgregor-d-b-a-tfnb-your-bank-for-life/","title":"The First National Bank of McGregor d/b/a TFNB Your Bank for Life SBA loans","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"13 CFR § 120.214(d)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"FDIC BankFind: institution directory (headquarters and website)","url":"https://banks.data.fdic.gov/bankfind-suite/bankfind"}],"data":{"lender":{"name":"The First National Bank of McGregor d/b/a TFNB Your Bank for Life","legal_name":"The First National Bank of McGregor d/b/a TFNB Your Bank for Life","type":"bank","headquarters_city":"Mc Gregor","headquarters_state":"TX","fdic_certificate":3330,"ncua_charter":null,"regulator_status":"active","website":"https://www.tfnbtx.com","rank_by_loans":null,"lenders_ranked":807},"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"loans":88,"dollars_approved":39617700,"median_loan":150000,"loan_25th_percentile":66125,"loan_75th_percentile":453600,"median_term_months":93,"median_starting_rate_pct":10.5,"median_starting_rate_window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"median_spread_over_prime_points":2.75,"sba_express_share_pct":29.5,"line_of_credit_share_pct":6.8,"loans_by_size":{"$50,000 or less":20,"$50,001 to $150,000":27,"$150,001 to $350,000":12,"$350,001 to $500,000":9,"$500,001 to $1,000,000":11,"$1,000,001 to $2,000,000":null,"Over $2,000,000":7},"loans_by_business_age":{"In business more than 2 years":33,"In business 2 years or less":16,"Startup: the loan opens the business":30,"Change of ownership":6,"Not answered":null},"top_states":{"Texas":85},"top_industries":{"Fitness and Recreational Sports Centers":7,"General Freight Trucking, Local":5,"Snack and Nonalcoholic Beverage Bars":5},"loans_by_fiscal_year":{"2020":26,"2021":26,"2022":14,"2023":6,"2024":11,"2025":null,"2026":null},"charge_offs":{"loans_approved_in":"FY2020 to FY2022","loans":66,"charged_off_pct_of_loans":9.1,"charged_off_pct_of_dollars":3.1},"all_lenders":{"median_loan":200000,"median_spread_over_prime_points":2.6,"sba_express_share_pct":38.5,"line_of_credit_share_pct":27.2,"charged_off_pct_of_loans":3.6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials."}}