{"citation":"TowneBank SBA loans in Virginia. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/townebank/virginia/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/townebank/virginia/","title":"TowneBank SBA loans in Virginia","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"VA","name":"Virginia"},"lender":{"name":"TowneBank","url":"/sba-express-lenders/townebank/","regulator_status":"active"},"loans":80,"dollars_approved":69750700,"measures":{"share_of_all_loans_pct":{"state":1.407,"national":0.322,"reading":"Clearly higher"},"median_loan":{"state":543850,"national":624000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":192700,"p75":1085050},"national":{"p25":250000,"p75":1178125}},"startup_pct":{"state":11.2,"national":34.1,"reading":"Clearly lower"},"new_pct":{"state":12.5,"national":17.4,"reading":"No clear gap"},"existing_pct":{"state":46.2,"national":22.8,"reading":"Clearly higher"},"ownership_pct":{"state":30.0,"national":25.5,"reading":"No clear gap"},"express_pct":{"state":30.0,"national":20.8,"reading":"No clear gap"},"loc_pct":{"state":18.8,"national":17.9,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.5}},"clear_gaps":["startup","share"],"top_industries":{"Full-Service Restaurants":6,"All Other Specialty Trade Contractors":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}