{"citation":"Truist Bank SBA loans. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/truist-bank/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/truist-bank/","title":"Truist Bank SBA loans","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"13 CFR § 120.214(d)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"FDIC BankFind: institution directory (headquarters and website)","url":"https://banks.data.fdic.gov/bankfind-suite/bankfind"}],"data":{"lender":{"name":"Truist Bank","legal_name":"Truist Bank","type":"bank","headquarters_city":"Charlotte","headquarters_state":"NC","fdic_certificate":9846,"ncua_charter":null,"regulator_status":"active","website":"https://www.truist.com","rank_by_loans":118,"lenders_ranked":807},"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"loans":161,"dollars_approved":254866500,"median_loan":1058900,"loan_25th_percentile":495500,"loan_75th_percentile":2325500,"median_term_months":120,"median_starting_rate_pct":8.75,"median_starting_rate_window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"median_spread_over_prime_points":1.75,"sba_express_share_pct":8.1,"line_of_credit_share_pct":8.1,"loans_by_size":{"$50,000 or less":null,"$50,001 to $150,000":8,"$150,001 to $350,000":19,"$350,001 to $500,000":16,"$500,001 to $1,000,000":35,"$1,000,001 to $2,000,000":33,"Over $2,000,000":49},"loans_by_business_age":{"In business more than 2 years":117,"In business 2 years or less":22,"Startup: the loan opens the business":8,"Change of ownership":14,"Not answered":0},"top_states":{"Florida":59,"Georgia":19,"North Carolina":15,"Virginia":14,"Pennsylvania":12},"top_industries":{"Full-Service Restaurants":18,"Plumbing, Heating, and Air-Conditioning Contractors":8,"Limited-Service Restaurants":7,"General Automotive Repair":6,"Glass and Glazing Contractors":6},"loans_by_fiscal_year":{"2020":235,"2021":183,"2022":129,"2023":101,"2024":54,"2025":70,"2026":37},"charge_offs":{"loans_approved_in":"FY2020 to FY2022","loans":547,"charged_off_pct_of_loans":null,"charged_off_pct_of_dollars":null},"all_lenders":{"median_loan":150300,"median_spread_over_prime_points":2.75,"sba_express_share_pct":35.8,"line_of_credit_share_pct":28.1,"charged_off_pct_of_loans":3.6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials."}}