{"citation":"U.S. Bank SBA loans in Iowa. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/iowa/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/iowa/","title":"U.S. Bank SBA loans in Iowa","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"IA","name":"Iowa"},"lender":{"name":"U.S. Bank","url":"/sba-express-lenders/u-s-bank/","regulator_status":"active"},"loans":256,"dollars_approved":25736200,"measures":{"share_of_all_loans_pct":{"state":11.464,"national":4.508,"reading":"Clearly higher"},"median_loan":{"state":30000,"national":45000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":20000,"p75":50000},"national":{"p25":25000,"p75":130075}},"startup_pct":{"state":null,"national":0.4,"reading":"n/a"},"new_pct":{"state":38.7,"national":31.1,"reading":"No clear gap"},"existing_pct":{"state":56.2,"national":63.8,"reading":"No clear gap"},"ownership_pct":{"state":2.0,"national":2.1,"reading":"No clear gap"},"express_pct":{"state":91.0,"national":77.7,"reading":"Clearly higher"},"loc_pct":{"state":43.4,"national":33.4,"reading":"Clearly higher"},"median_term_months":{"state":84,"national":84},"median_spread_over_prime_points":{"state":3.99,"national":3.49}},"clear_gaps":["express","size","loc","share"],"top_industries":{"Residential Remodelers":22,"Electrical Contractors and Other Wiring Installation Contractors":10,"General Automotive Repair":10,"Finish Carpentry Contractors":9,"Fitness and Recreational Sports Centers":8},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}