{"citation":"U.S. Bank SBA loans in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/north-carolina/","title":"U.S. Bank SBA loans in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"lender":{"name":"U.S. Bank","url":"/sba-express-lenders/u-s-bank/","regulator_status":"active"},"loans":96,"dollars_approved":31413500,"measures":{"share_of_all_loans_pct":{"state":1.238,"national":4.508,"reading":"Clearly lower"},"median_loan":{"state":50000,"national":45000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":302600},"national":{"p25":25000,"p75":130075}},"startup_pct":{"state":null,"national":0.4,"reading":"n/a"},"new_pct":{"state":32.3,"national":31.1,"reading":"No clear gap"},"existing_pct":{"state":61.5,"national":63.8,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":2.1,"reading":"n/a"},"express_pct":{"state":62.5,"national":77.7,"reading":"Clearly lower"},"loc_pct":{"state":30.2,"national":33.4,"reading":"No clear gap"},"median_term_months":{"state":120,"national":84},"median_spread_over_prime_points":{"state":3.0,"national":3.49}},"clear_gaps":["express","share"],"top_industries":{"Administrative Management and General Management Consulting Services":5,"Residential Remodelers":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}