{"citation":"U.S. Bank SBA loans in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/texas/","title":"U.S. Bank SBA loans in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"lender":{"name":"U.S. Bank","url":"/sba-express-lenders/u-s-bank/","regulator_status":"active"},"loans":146,"dollars_approved":94679600,"measures":{"share_of_all_loans_pct":{"state":0.567,"national":4.508,"reading":"Clearly lower"},"median_loan":{"state":237150,"national":45000,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":35250,"p75":811025},"national":{"p25":25000,"p75":130075}},"startup_pct":{"state":null,"national":0.4,"reading":"n/a"},"new_pct":{"state":27.4,"national":31.1,"reading":"No clear gap"},"existing_pct":{"state":68.5,"national":63.8,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":2.1,"reading":"n/a"},"express_pct":{"state":51.4,"national":77.7,"reading":"Clearly lower"},"loc_pct":{"state":34.9,"national":33.4,"reading":"No clear gap"},"median_term_months":{"state":120,"national":84},"median_spread_over_prime_points":{"state":2.5,"national":3.49}},"clear_gaps":["express","size","share"],"top_industries":{"Insurance Agencies and Brokerages":28,"Hotels (except Casino Hotels) and Motels":7,"Other Miscellaneous Durable Goods Merchant Wholesalers":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}