# United Midwest Savings Bank SBA loans in Georgia **Short answer:** SBA's loan file shows United Midwest Savings Bank made 297 SBA loans in Georgia since October 2019. 84.5% went to startups, against 76.2% of its loans nationally. The lender made 3.0% of Georgia's SBA loans, against 1.5% of loans nationwide. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/georgia/ Data as of: 2026-06-30 This site is not United Midwest Savings Bank sbaexpress.loans is not United Midwest Savings Bank, and United Midwest Savings Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from United Midwest Savings Bank. These are the 297 SBA 7(a) loans [United Midwest Savings Bank](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/) made in [Georgia](https://www.sbaexpress.loans/georgia-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How United Midwest Savings Bank differs in Georgia **What this means for you.** If yours is a new business, United Midwest Savings Bank funded startups more often here than it did elsewhere. ### Startups 84.5% of the loans in Georgia went to startups, where the loan opens the business, against 76.2% of its loans nationally. Startups (the loan opens the business), share of loans, Oct 2019 to Jun 2026 - Georgia: 84.5% - All its U.S. loans: 76.2% ### Share of the state's loans United Midwest Savings Bank made 3.0% of the SBA loans approved in Georgia since October 2019, against 1.5% of loans nationwide. Its share here is 2.1 times its national share. Share of all SBA loans, Oct 2019 to Jun 2026 - Georgia: 3.0% - All its U.S. loans: 1.5% We compared 7 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure. ## Georgia next to the U.S. **Georgia compared with all of United Midwest Savings Bank's U.S. loans, October 2019 to June 2026** | Measure | Georgia | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 3.0% | 1.5% | Clearly higher | | Median loan | $150,000 | $150,000 | No clear gap | | Middle half of loans | $150,000 to $150,000 | $150,000 to $248,000 | – | | Startups (the loan opens the business) | 84.5% | 76.2% | Clearly higher | | In business 2 years or less | 2.7% | 4.8% | No clear gap | | In business more than 2 years | 5.4% | 7.2% | No clear gap | | Change of ownership | 7.4% | 11.6% | No clear gap | | SBA Express | 0.0% | 0.0% | n/a | | Lines of credit | 0.0% | 0.0% | n/a | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2.75 points over Prime | 2.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What United Midwest Savings Bank lends to in Georgia The 5 industries below account for 87 of the 297 loans approved October 2019 to June 2026, or 29.3%. An industry is listed when it has 5 or more of them, five at most. **Top industries in Georgia** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Residential Remodelers](https://www.sbaexpress.loans/industries/residential-remodelers/) | 29 | 9.8% | 7.3% | | [Landscaping Services](https://www.sbaexpress.loans/industries/landscaping-services/) | 18 | 6.1% | 4.3% | | [Vending Machine Operators](https://www.sbaexpress.loans/industries/vending-machine-operators/) | 14 | 4.7% | 6.1% | | [Plumbing, Heating, and Air-Conditioning Contractors](https://www.sbaexpress.loans/industries/plumbing-heating-air-conditioning-contractors/) | 13 | 4.4% | Not in top 5 | | [Residential Property Managers](https://www.sbaexpress.loans/industries/residential-property-managers/) | 13 | 4.4% | Not in top 5 | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## United Midwest Savings Bank in other states Other states where these loans differ clearly from the national pattern, most loans first. **United Midwest Savings Bank by state** | State | Loans since October 2019 | | --- | --- | | [Texas](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/texas/) | 669 | | [North Carolina](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/north-carolina/) | 223 | | [Ohio](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/ohio/) | 210 | | [New York](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/new-york/) | 125 | | [Oregon](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/oregon/) | 61 | | [Minnesota](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/minnesota/) | 50 | ## Other lenders in Georgia Other lenders in Georgia with a clear difference from the national pattern, most loans first. **Other lenders in Georgia** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/georgia/) | 724 | | [Wells Fargo Bank](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/georgia/) | 617 | | [Celtic Bank](https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/georgia/) | 217 | | [United Community Bank](https://www.sbaexpress.loans/sba-express-lenders/united-community-bank/georgia/) | 196 | | [HomeTrust Bank](https://www.sbaexpress.loans/sba-express-lenders/hometrust-bank/georgia/) | 131 | | [Colony Bank](https://www.sbaexpress.loans/sba-express-lenders/colony-bank/georgia/) | 100 | | [Harvest Small Business Finance, LLC](https://www.sbaexpress.loans/sba-express-lenders/harvest-small-business-finance-llc/georgia/) | 95 | | [Bank of Hope](https://www.sbaexpress.loans/sba-express-lenders/bank-of-hope/georgia/) | 75 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)