{"citation":"United Midwest Savings Bank SBA loans in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/north-carolina/","title":"United Midwest Savings Bank SBA loans in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"lender":{"name":"United Midwest Savings Bank","url":"/sba-express-lenders/united-midwest-savings-bank/","regulator_status":"active"},"loans":223,"dollars_approved":65093600,"measures":{"share_of_all_loans_pct":{"state":2.877,"national":1.452,"reading":"Clearly higher"},"median_loan":{"state":150000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":150000},"national":{"p25":150000,"p75":248000}},"startup_pct":{"state":84.8,"national":76.2,"reading":"Clearly higher"},"new_pct":{"state":null,"national":4.8,"reading":"n/a"},"existing_pct":{"state":4.5,"national":7.2,"reading":"No clear gap"},"ownership_pct":{"state":9.0,"national":11.6,"reading":"No clear gap"},"express_pct":{"state":0.0,"national":0.0,"reading":"n/a"},"loc_pct":{"state":0.0,"national":0.0,"reading":"n/a"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["startup","share"],"top_industries":{"Residential Remodelers":25,"Landscaping Services":15,"Vending Machine Operators":15,"Offices of Chiropractors":13,"Janitorial Services":12},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}