# United Midwest Savings Bank SBA loans in Ohio **Short answer:** SBA's loan file shows United Midwest Savings Bank made 210 SBA loans in Ohio since October 2019. 52.4% went to startups, against 76.2% of its loans nationally. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/ohio/ Data as of: 2026-06-30 This site is not United Midwest Savings Bank sbaexpress.loans is not United Midwest Savings Bank, and United Midwest Savings Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from United Midwest Savings Bank. These are the 210 SBA 7(a) loans [United Midwest Savings Bank](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/) made in [Ohio](https://www.sbaexpress.loans/ohio-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How United Midwest Savings Bank differs in Ohio **What this means for you.** If yours is a new business, United Midwest Savings Bank funded startups less often here than it did elsewhere, so ask early whether a lender funds new businesses. ### Startups 52.4% of the loans in Ohio went to startups, where the loan opens the business, against 76.2% of its loans nationally. Startups (the loan opens the business), share of loans, Oct 2019 to Jun 2026 - Ohio: 52.4% - All its U.S. loans: 76.2% We compared 7 measures with the national figure for the same period, and this is the one that differs clearly. 2 more differences are in the table. ## Ohio next to the U.S. **Ohio compared with all of United Midwest Savings Bank's U.S. loans, October 2019 to June 2026** | Measure | Ohio | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 1.1% | 1.5% | No clear gap | | Median loan | $150,000 | $150,000 | No clear gap | | Middle half of loans | $150,000 to $897,000 | $150,000 to $248,000 | – | | Startups (the loan opens the business) | 52.4% | 76.2% | Clearly lower | | In business 2 years or less | 9.0% | 4.8% | No clear gap | | In business more than 2 years | 17.6% | 7.2% | Clearly higher | | Change of ownership | 21.0% | 11.6% | Clearly higher | | SBA Express | 0.0% | 0.0% | n/a | | Lines of credit | 0.0% | 0.0% | n/a | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2.75 points over Prime | 2.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What United Midwest Savings Bank lends to in Ohio The 5 industries below account for 87 of the 210 loans approved October 2019 to June 2026, or 41.4%. An industry is listed when it has 5 or more of them, five at most. **Top industries in Ohio** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Offices of Dentists](https://www.sbaexpress.loans/industries/offices-of-dentists/) | 44 | 21.0% | Not in top 5 | | [Residential Remodelers](https://www.sbaexpress.loans/industries/residential-remodelers/) | 14 | 6.7% | 7.3% | | [Offices of Chiropractors](https://www.sbaexpress.loans/industries/offices-of-chiropractors/) | 11 | 5.2% | 4.3% | | [Hotels (except Casino Hotels) and Motels](https://www.sbaexpress.loans/industries/hotels-motels/) | 10 | 4.8% | Not in top 5 | | [Janitorial Services](https://www.sbaexpress.loans/industries/janitorial-services/) | 8 | 3.8% | 5.0% | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## United Midwest Savings Bank in other states Other states where these loans differ clearly from the national pattern, most loans first. **United Midwest Savings Bank by state** | State | Loans since October 2019 | | --- | --- | | [Texas](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/texas/) | 669 | | [Georgia](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/georgia/) | 297 | | [North Carolina](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/north-carolina/) | 223 | | [New York](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/new-york/) | 125 | | [Oregon](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/oregon/) | 61 | | [Minnesota](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/minnesota/) | 50 | ## Other lenders in Ohio Other lenders in Ohio with a clear difference from the national pattern, most loans first. **Other lenders in Ohio** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/ohio/) | 11,672 | | [Fifth Third Bank](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/ohio/) | 227 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)