{"citation":"VelocitySBA, LLC SBA loans in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/velocitysba-llc/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/velocitysba-llc/california/","title":"VelocitySBA, LLC SBA loans in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"lender":{"name":"VelocitySBA, LLC","url":"/sba-express-lenders/velocitysba-llc/","regulator_status":null},"loans":251,"dollars_approved":273920700,"measures":{"share_of_all_loans_pct":{"state":0.646,"national":0.228,"reading":"Clearly higher"},"median_loan":{"state":750000,"national":765000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":441000,"p75":1372500},"national":{"p25":452500,"p75":1397500}},"startup_pct":{"state":8.4,"national":12.6,"reading":"No clear gap"},"new_pct":{"state":4.8,"national":7.5,"reading":"No clear gap"},"existing_pct":{"state":58.2,"national":47.6,"reading":"Clearly higher"},"ownership_pct":{"state":27.9,"national":31.8,"reading":"No clear gap"},"express_pct":{"state":0.0,"national":0.0,"reading":"n/a"},"loc_pct":{"state":0.0,"national":0.0,"reading":"n/a"},"median_term_months":{"state":126,"national":124},"median_spread_over_prime_points":{"state":2.5,"national":2.75}},"clear_gaps":["existing","share"],"top_industries":{"Beer, Wine, and Liquor Stores":23,"Full-Service Restaurants":16,"Limited-Service Restaurants":12,"Supermarkets and Other Grocery Retailers (except Convenience Retailers)":9,"Hotels (except Casino Hotels) and Motels":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}