{"citation":"VelocitySBA, LLC SBA loans. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/velocitysba-llc/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/velocitysba-llc/","title":"VelocitySBA, LLC SBA loans","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"13 CFR § 120.214(d)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"}],"data":{"lender":{"name":"VelocitySBA, LLC","legal_name":"VelocitySBA, LLC","type":"non-bank lender","headquarters_city":"Irving","headquarters_state":"TX","fdic_certificate":null,"ncua_charter":null,"regulator_status":null,"website":null,"rank_by_loans":42,"lenders_ranked":807},"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"loans":437,"dollars_approved":427544300,"median_loan":677000,"loan_25th_percentile":439000,"loan_75th_percentile":1168000,"median_term_months":120,"median_starting_rate_pct":10.25,"median_starting_rate_window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"median_spread_over_prime_points":2.75,"sba_express_share_pct":0.0,"line_of_credit_share_pct":0.0,"loans_by_size":{"$50,000 or less":0,"$50,001 to $150,000":null,"$150,001 to $350,000":63,"$350,001 to $500,000":85,"$500,001 to $1,000,000":160,"$1,000,001 to $2,000,000":77,"Over $2,000,000":48},"loans_by_business_age":{"In business more than 2 years":169,"In business 2 years or less":47,"Startup: the loan opens the business":84,"Change of ownership":137,"Not answered":0},"top_states":{"California":79,"Texas":74,"Florida":49,"Colorado":42,"Illinois":41},"top_industries":{"Limited-Service Restaurants":29,"Full-Service Restaurants":25,"Snack and Nonalcoholic Beverage Bars":20,"Beer, Wine, and Liquor Retailers":17,"Fitness and Recreational Sports Centers":14},"loans_by_fiscal_year":{"2020":58,"2021":120,"2022":87,"2023":69,"2024":141,"2025":169,"2026":127},"charge_offs":{"loans_approved_in":"FY2020 to FY2022","loans":265,"charged_off_pct_of_loans":1.9,"charged_off_pct_of_dollars":0.3},"all_lenders":{"median_loan":150300,"median_spread_over_prime_points":2.75,"sba_express_share_pct":35.8,"line_of_credit_share_pct":28.1,"charged_off_pct_of_loans":3.6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials."}}