# Wells Fargo Bank SBA loans in New York **Short answer:** SBA's loan file shows Wells Fargo Bank made 165 SBA loans in New York since October 2019. The median loan was $312,000, 20.8 times its national median of $15,000. 45.5% went through SBA Express, against 72.0% of its loans nationally. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/new-york/ Data as of: 2026-06-30 This site is not Wells Fargo Bank sbaexpress.loans is not Wells Fargo Bank, and Wells Fargo Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Wells Fargo Bank. These are the 165 SBA 7(a) loans [Wells Fargo Bank](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/) made in [New York](https://www.sbaexpress.loans/new-york-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How Wells Fargo Bank differs in New York **What this means for you.** Use the local range, not the national one, to judge your own request: half of these loans in New York ran from $15,000 to $860,000. ### Loan size The median loan was $312,000 in New York, 20.8 times its national median of $15,000. The middle half of loans in New York ran from $15,000 to $860,000. For all its loans the middle half ran from $10,000 to $250,575. Median loan, Oct 2019 to Jun 2026 - New York: $312,000 - All its U.S. loans: $15,000 ### SBA Express 45.5% of the loans in New York went through SBA Express, against 72.0% of its loans nationally. SBA Express, share of loans, Oct 2019 to Jun 2026 - New York: 45.5% - All its U.S. loans: 72.0% ### Established businesses 32.7% of the loans in New York went to businesses more than two years old, against 13.9% of its loans nationally. In business more than 2 years, share of loans, Oct 2019 to Jun 2026 - New York: 32.7% - All its U.S. loans: 13.9% We compared 8 measures with the national figure for the same period, and these are the 3 that differ clearly. 3 more differences are in the table. ## New York next to the U.S. **New York compared with all of Wells Fargo Bank's U.S. loans, October 2019 to June 2026** | Measure | New York | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 0.80% | 3.3% | Clearly lower | | Median loan | $312,000 | $15,000 | Clearly higher | | Middle half of loans | $15,000 to $860,000 | $10,000 to $250,575 | – | | Startups (the loan opens the business) | 6.1% | 5.1% | No clear gap | | In business 2 years or less | 56.4% | 71.9% | Clearly lower | | In business more than 2 years | 32.7% | 13.9% | Clearly higher | | Change of ownership | Fewer than 5 | 1.2% | n/a | | SBA Express | 45.5% | 72.0% | Clearly lower | | Lines of credit | 45.5% | 71.9% | Clearly lower | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 5.5 points over Prime | 5.5 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What Wells Fargo Bank lends to in New York The 2 industries below account for 16 of the 165 loans approved October 2019 to June 2026, or 9.7%. An industry is listed when it has 5 or more of them, five at most. **Top industries in New York** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Offices of Dentists](https://www.sbaexpress.loans/industries/offices-of-dentists/) | 10 | 6.1% | Not in top 5 | | [Offices of Physicians (except Mental Health Specialists)](https://www.sbaexpress.loans/industries/offices-of-physicians/) | 6 | 3.6% | Not in top 5 | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## Wells Fargo Bank in other states Other states where these loans differ clearly from the national pattern, most loans first. **Wells Fargo Bank by state** | State | Loans since October 2019 | | --- | --- | | [Florida](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/florida/) | 1,321 | | [Georgia](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/georgia/) | 617 | | [Colorado](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/colorado/) | 515 | | [Arizona](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/arizona/) | 496 | | [Minnesota](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/minnesota/) | 301 | | [Washington](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/washington/) | 254 | | [Pennsylvania](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/pennsylvania/) | 238 | | [Oregon](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/oregon/) | 230 | ## Other lenders in New York Other lenders in New York with a clear difference from the national pattern, most loans first. **Other lenders in New York** | Lender | Loans since October 2019 | | --- | --- | | [TD Bank](https://www.sbaexpress.loans/sba-express-lenders/td-bank/new-york/) | 3,908 | | [JPMorgan Chase Bank](https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/new-york/) | 1,403 | | [KeyBank](https://www.sbaexpress.loans/sba-express-lenders/keybank/new-york/) | 816 | | [Readycap Lending, LLC](https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/new-york/) | 738 | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/new-york/) | 471 | | [Celtic Bank](https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/new-york/) | 284 | | [Webster Bank](https://www.sbaexpress.loans/sba-express-lenders/webster-bank/new-york/) | 247 | | [Bank of America](https://www.sbaexpress.loans/sba-express-lenders/bank-of-america/new-york/) | 170 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)