{"citation":"Small business loans in Lubbock, TX. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/texas-small-business-loans/lubbock/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/texas-small-business-loans/lubbock/","title":"Small business loans in Lubbock, TX","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SBA, 504 loans","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SBA, resource partners: SBDCs and SCORE","url":"https://www.sba.gov/counseling/local-assistance/resource-partners/"},{"label":"SBA Dallas / Fort Worth District Office","url":"https://www.sba.gov/district/dallas-fort-worth"},{"label":"SBA El Paso District Office","url":"https://www.sba.gov/district/el-paso"},{"label":"SBA Houston District Office","url":"https://www.sba.gov/district/houston"},{"label":"SBA Lower Rio Grande Valley District Office","url":"https://www.sba.gov/district/lower-rio-grande-valley"},{"label":"SBA San Antonio District Office","url":"https://www.sba.gov/district/san-antonio"},{"label":"SBA West Texas District Office","url":"https://www.sba.gov/district/west-texas"},{"label":"Texas Small Business Development Center Network","url":"https://www.sbdctexas.org/"},{"label":"SCORE, Texas","url":"https://www.score.org/tx/"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.214(d)(3); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"place":{"id":"TX|LUBBOCK","city":"Lubbock","state":"TX","url":"/texas-small-business-loans/lubbock/","window":"FY2024 through June 30, 2026","loans":113,"dollars":74125200,"median_amount":274000,"p25_amount":102800,"p75_amount":691200,"express_share":15.9,"loc_share":9.7,"median_spread_over_prime":2.75,"median_term_months":120,"rank_among_cities_100_plus":177},"rows":[{"band":"$50,000 or less","loans":17},{"band":"$50,001 to $150,000","loans":25},{"band":"$150,001 to $350,000","loans":26},{"band":"$350,001 to $500,000","loans":12},{"band":"$500,001 to $1,000,000","loans":15},{"band":"$1,000,001 to $2,000,000","loans":8},{"band":"Over $2,000,000","loans":10}],"loans_by_fiscal_year":[{"fiscal_year":2020,"loans":28},{"fiscal_year":2021,"loans":27},{"fiscal_year":2022,"loans":25},{"fiscal_year":2023,"loans":20},{"fiscal_year":2024,"loans":47},{"fiscal_year":2025,"loans":45},{"fiscal_year":2026,"loans":21}],"lenders":[{"lender":"The Huntington National Bank","loans":12,"window":"recent"},{"lender":"Newtek Bank","loans":10,"window":"recent"},{"lender":"Cornerstone Capital Bank","loans":9,"window":"recent"},{"lender":"PlainsCapital Bank","loans":8,"window":"recent"},{"lender":"Readycap Lending, LLC","loans":8,"window":"recent"}],"industries":[{"industry":"Full-Service Restaurants","loans":7,"window":"recent"},{"industry":"Limited-Service Restaurants","loans":7,"window":"recent"}],"certified_development_companies":[{"name":"Caprock Business Finance Corporation, Inc.","loans_504":39},{"name":"Capital Certified Development Corporation","loans_504":13}]}}