# Find SBA loans like yours
**Short answer:** Search 161,856 SBA 7(a) loans approved since FY2024 by industry, state, size and time in business. See how many were approved, which lenders made them, and their rates and terms. SBA's file lists approvals only, so it cannot show odds.
Canonical page: https://www.sbaexpress.loans/tools/find-loans-like-yours/
Data as of: 2026-06-30
Last checked: 2026-11-09
Example search. Enter your own answers above to replace it.
## 48 similar SBA loans approved
Full-Service Restaurants · Texas · $50,001 to $150,000 · In business more than 2 years
Loans approved 48
Median loan $120,000
Median rate at approval 10.62%
Median spread over Prime Prime + 3
Median term 10 years
Share that are lines of credit 14.6%
That spread at today's Prime 10.00%
**Lenders that made these loans**
| Lender | Loans in this group |
| --- | --- |
| [Celtic Bank](https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/) | 7 |
| [JPMorgan Chase Bank](https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/) | 6 |
| [Newtek Bank](https://www.sbaexpress.loans/sba-express-lenders/newtek-bank/) | 5 |
| [Northeast Bank](https://www.sbaexpress.loans/sba-express-lenders/northeast-bank/) | 5 |
**Median rates and terms for wider groups**
| Group | Loans | Median loan | Rate | Term |
| --- | --- | --- | --- | --- |
| Your match | 48 | $120,000 | 10.62% | 10 years |
| All Texas loans in this industry | 564 | $469,500 | 10.00% | 10 years |
| U.S. loans at this size | 1,389 | $102,700 | 10.50% | 10 years |
| All U.S. loans in this industry | 7,484 | $250,500 | 10.20% | 10 years |
Rates are rates at approval and moved with Prime during these years. They are not today's rates and not a quote. Your lender sets your rate.
[See all SBA data for this industry](https://www.sbaexpress.loans/industries/full-service-restaurants/)
Approved loans only
SBA's file lists loans that were approved. It has no applications and no denials, so it cannot show anyone's odds of approval. A lender decides on your own credit, cash flow and collateral.
SBA 7(a) approvals from October 2023 through June 2026, the last three fiscal years on file. Data as of June 30, 2026. [How we build these pages](https://www.sbaexpress.loans/method/).
## How we match your answers
The tool reads SBA's own 7(a) loan file, as of June 30, 2026. It covers 161,856 loans approved from October 2023 through June 2026, across 793 industries and 52 states and territories. Cancelled loans are left out because they were never made.
- **Industry** is the 6-digit NAICS code on the loan.
- **State** is where the business is, from the project state on the loan.
- **Loan size** is one of seven groups, from $50,000 or less to over $2,000,000.
- **Time in business** is what the lender reported: more than 2 years, 2 years or less, a startup, or a change of ownership.
We publish no figure built on fewer than 5 loans. If your exact match is too small, we drop time in business, then loan size, then search the whole country. The result says when this happens and which group you are seeing.
## Common questions
### Can this tool tell me if a lender will approve me?
No. SBA's file lists loans that were approved. It has no applications and no denials, so it cannot show approval odds. A lender decides on your own credit, cash flow and collateral.
### How recent is the data?
The file is SBA's 7(a) loan-level release as of June 30, 2026. We use loans approved from October 1, 2023 (the start of fiscal 2024) through that date, so fiscal 2026 is partial.
### Why is the rate different from today's rates?
A rate in the file is the rate on the day the loan was approved, and Prime moved during these years. The spread over Prime is the better guide. We show what that spread comes to at today's Prime, 7.00% as of Nov 10, 2026. It is arithmetic on a median, not a quote.
### Why does my result say the search was widened?
We never publish a figure built on fewer than 5 loans. When your exact match is that small, the result moves to the nearest group that has enough loans and tells you which one.
### Are the listed lenders recommending me or offering me a loan?
No. A listed lender made at least 5 loans in that group in these years. That does not describe its current credit policy. Janover Capital LLC is not a lender, does not represent the listed banks, and is not the SBA.
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Rates in the file are rates at approval. They moved with Prime, so they are not today's rates. [How we build these pages](https://www.sbaexpress.loans/method/).
## Put this tool on your site
Paste this code into any page. It shows the tool in a frame with no site header, with a link back to this site and the not-a-lender notice. Replace YOUR-NAME with a short name for your organization. The name travels with any visitor who moves to the next step. The height fits a result at laptop width. On a phone the frame scrolls inside itself, so raise the height if your page is narrow.
```
Find SBA loans like yours from SBA Express Loans
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## Sources
- [SBA 7(a) and 504 loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)