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48 similar SBA loans approved
Full-Service Restaurants · Texas · $50,001 to $150,000 · In business more than 2 years
Loans approved 48
Median loan $120,000
Median rate at approval 10.62%
Median spread over Prime Prime + 3
Median term 10 years
Share that are lines of credit 14.6%
That spread at today's Prime 10.00%
| Lender | Loans in this group |
|---|---|
| Celtic Bank | 7 |
| JPMorgan Chase Bank | 6 |
| Newtek Bank | 5 |
| Northeast Bank | 5 |
| Group | Loans | Median loan | Rate | Term |
|---|---|---|---|---|
| Your match | 48 | $120,000 | 10.62% | 10 years |
| All Texas loans in this industry | 564 | $469,500 | 10.00% | 10 years |
| U.S. loans at this size | 1,389 | $102,700 | 10.50% | 10 years |
| All U.S. loans in this industry | 7,484 | $250,500 | 10.20% | 10 years |
Rates are rates at approval and moved with Prime during these years. They are not today's rates and not a quote. Your lender sets your rate.
See all SBA data for this industry
Approved loans only
SBA's file lists loans that were approved. It has no applications and no denials, so it cannot show anyone's odds of approval. A lender decides on your own credit, cash flow and collateral.
SBA 7(a) approvals from October 2023 through June 2026, the last three fiscal years on file. Data as of June 30, 2026. How we build these pages.