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SBA loans by industry

Short answer

SBA approved loans to 402 industries with 100 or more loans from October 1, 2019 to June 30, 2026. Since October 2023, full-service restaurants, limited-service restaurants and residential remodelers had the most. Source: SBA 7(a) loan file, June 30, 2026.

Industries with 100 or more loans
402
Loans in them, Oct 2019 to Jun 2026
318,351
Median loan since Oct 2023
$150,300
Through SBA Express since Oct 2023
36%

SBA publishes loan-level data on the 7(a) loans it approves, including the borrower's industry. We sorted that file by industry. Each page below shows how large the loans were, what borrowers paid, which lenders made them, where, and how often they were charged off. The file lists approvals only, so it cannot show who applied or was turned down.

Industries with the most loans

These 25 industries had the most SBA loans from October 1, 2023 to June 30, 2026.

The 25 industries with the most loans, Oct 2023 to Jun 2026
IndustryLoansMedian loanMedian spreadExpressLines of credit
Full-service restaurants7,484$250,500Prime + 2.7529%19%
Limited-service restaurants5,406$330,100Prime + 2.523.5%16.5%
Residential remodelers3,771$100,000Prime + 359%49%
Fitness and recreational sports centers3,460$250,000Prime + 2.7527%20%
Plumbing, heating and air-conditioning contractors3,111$152,900Prime + 2.7546%37%
All other specialty trade contractors2,751$180,000Prime + 2.7544%37%
Landscaping services2,740$100,000Prime + 2.7548%37%
Snack and nonalcoholic beverage bars2,606$291,500Prime + 2.526%18%
Beauty salons2,473$73,000Prime + 340%23%
General automotive repair2,371$157,100Prime + 2.7536%26%
Child care services2,355$385,000Prime + 2.520%15%
General freight trucking, long-distance, truckload2,124$77,950Prime + 2.7534%27%
Electrical contractors and other wiring installation contractors2,079$150,000Prime + 2.954%45.5%
Other personal care services1,973$170,000Prime + 2.7533%24.5%
Insurance agencies and brokerages1,800$160,000Prime + 2.7526%21%
General freight trucking, local1,789$71,000Prime + 2.7545%34.5%
Hotels (except casino hotels) and motels1,778$2.58MPrime + 1.253%2%
Offices of physicians (except mental health specialists)1,771$250,000Prime + 2.7530%22%
Offices of dentists1,739$472,500Prime + 2.520%13%
Home health care services1,563$182,000Prime + 2.7532%29%
Janitorial services1,558$138,250Prime + 2.7537%29.5%
Beer, wine and liquor retailers1,530$500,000Prime + 218%14%
Pet care (except veterinary) services1,500$225,000Prime + 2.524.5%18%
Offices of lawyers1,436$150,000Prime + 344%36%
Clothing and clothing accessories retailers1,426$103,850Prime + 337%28%

Spread is each loan's rate at approval minus Prime on its approval date, as a median. Express includes Export Express. Each industry page explains the figures and the window.

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Agriculture, Forestry, Fishing and Hunting (NAICS 11)

10 industries, 2,366 loans from Oct 2019 to Jun 2026.

Mining, Quarrying, and Oil and Gas Extraction (NAICS 21)

1 industry, 306 loans from Oct 2019 to Jun 2026.

Utilities (NAICS 22)

2 industries, 346 loans from Oct 2019 to Jun 2026.

Construction (NAICS 23)

28 industries, 43,468 loans from Oct 2019 to Jun 2026.

Manufacturing (NAICS 31-33)

39 industries, 12,776 loans from Oct 2019 to Jun 2026.

Wholesale Trade (NAICS 42)

42 industries, 12,738 loans from Oct 2019 to Jun 2026.

Retail Trade (NAICS 44-45)

83 industries, 39,504 loans from Oct 2019 to Jun 2026.

Transportation and Warehousing (NAICS 48-49)

20 industries, 18,751 loans from Oct 2019 to Jun 2026.

Information (NAICS 51)

7 industries, 1,875 loans from Oct 2019 to Jun 2026.

Finance and Insurance (NAICS 52)

7 industries, 5,726 loans from Oct 2019 to Jun 2026.

Real Estate and Rental and Leasing (NAICS 53)

15 industries, 7,713 loans from Oct 2019 to Jun 2026.

Professional, Scientific, and Technical Services (NAICS 54)

36 industries, 31,239 loans from Oct 2019 to Jun 2026.

Management of Companies and Enterprises (NAICS 55)

1 industry, 200 loans from Oct 2019 to Jun 2026.

Administrative and Support and Waste Management and Remediation Services (NAICS 56)

26 industries, 18,905 loans from Oct 2019 to Jun 2026.

Educational Services (NAICS 61)

10 industries, 4,924 loans from Oct 2019 to Jun 2026.

Health Care and Social Assistance (NAICS 62)

26 industries, 31,919 loans from Oct 2019 to Jun 2026.

Arts, Entertainment, and Recreation (NAICS 71)

13 industries, 11,691 loans from Oct 2019 to Jun 2026.

Accommodation and Food Services (NAICS 72)

12 industries, 42,253 loans from Oct 2019 to Jun 2026.

Other Services (except Public Administration) (NAICS 81)

24 industries, 31,651 loans from Oct 2019 to Jun 2026.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. An industry gets a page when it has 100 or more loans from October 1, 2019 to June 30, 2026. Express share counts SBA Express and Export Express loans. How we build these pages.

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