SBA Express Lenders
These are the 94 lenders that made 25 or more SBA Express loans in FY2025 and FY2026 through June 30, 2026, ranked by number of loans, from SBA's own loan-level file. Each lender's page shows how big its loans run, where it lends, and which industries it lends to.
812 lenders made at least one SBA Express loan in that window, but the program is concentrated: the top ten made 65.6% of all loans. Rank here means volume only. It says nothing about which lender will approve you or price your loan best.
How to read this list
- Median loan is the middle loan size. A lender with a $15,000 median is mostly writing small lines of credit; one with a $250,000 median is writing larger term loans.
- Lines of credit is the share SBA's file flags as revolving. Program-wide it was 75.6%.
- Top state is where most of the lender's SBA Express borrowers are. Many large banks lend nationally; many community banks lend in one or two states.
SBA Express lenders by loan count, FY2025 to Jun 2026
| Rank | Lender | Loans | Median loan | Lines of credit | Top state |
|---|---|---|---|---|---|
| 1 | U.S. Bank | 4,066 | $40,000 | 44.2% | California |
| 2 | The Huntington National Bank | 3,850 | $50,000 | 99.8% | Ohio |
| 3 | M&T Bank | 3,790 | $40,000 | 65.8% | New York |
| 4 | TD Bank | 3,771 | $50,000 | 92.1% | New York |
| 5 | JPMorgan Chase Bank | 2,171 | $200,000 | 82.8% | California |
| 6 | Newtek Bank | 1,258 | $50,000 | 72.7% | California |
| 7 | Columbia Bank | 1,097 | $50,000 | 93.4% | Washington |
| 8 | Wells Fargo Bank | 1,052 | $15,000 | 99.8% | California |
| 9 | Zions Bank | 699 | $40,000 | 77.7% | Utah |
| 10 | KeyBank | 658 | $30,000 | 81.2% | New York |
| 11 | Banco Popular de Puerto Rico | 611 | $50,000 | 62.7% | Puerto Rico |
| 12 | Bank of America | 537 | $300,000 | 44.7% | Florida |
| 13 | Eastern Bank | 516 | $60,000 | 32.2% | Massachusetts |
| 14 | Live Oak Banking Company | 451 | $250,000 | 88.9% | California |
| 15 | Fifth Third Bank | 439 | $100,000 | 82.9% | Michigan |
| 16 | Banner Bank | 308 | $66,800 | 73.4% | Washington |
| 17 | PNC Bank | 306 | $50,000 | 94.1% | Pennsylvania |
| 18 | Webster Bank | 228 | $181,500 | 84.2% | New York |
| 19 | Bank of Hope | 214 | $160,000 | 0% | California |
| 20 | First Internet Bank of Indiana | 210 | $200,000 | 100% | Florida |
| 21 | WaFd Bank | 193 | $30,000 | 92.2% | Washington |
| 22 | Mountain America Credit Union | 177 | $25,000 | 98.9% | Utah |
| 23 | Old National Bank | 133 | $150,000 | 100% | Minnesota |
| 24 | PlainsCapital Bank | 129 | $100,000 | 50.4% | Texas |
| 25 | Beacon Bank and Trust | 126 | $150,000 | 84.1% | Massachusetts |
| 26 | BankNewport | 118 | $57,600 | 63.6% | Rhode Island |
| 27 | ESL Federal Credit Union | 105 | $50,000 | 91.4% | New York |
| 28 | Rockland Trust Company | 102 | $102,750 | 77.5% | Massachusetts |
| 29 | Sound Credit Union | 100 | $30,000 | 65% | Washington |
| 30 | Five Star Bank | 98 | $40,000 | 71.4% | New York |
| 31 | Central Pacific Bank | 97 | $25,000 | 35.1% | Hawaii |
| 32 | Northwest Bank | 97 | $100,000 | 100% | Pennsylvania |
| 33 | Byline Bank | 88 | $150,000 | 58% | Florida |
| 34 | First-Citizens Bank & Trust Company | 88 | $350,000 | 0% | California |
| 35 | First Merchants Bank | 86 | $50,000 | 100% | Indiana |
| 36 | Santander Bank | 76 | $74,000 | 94.7% | New Jersey |
| 37 | Regions Bank | 71 | $150,000 | 97.2% | Florida |
| 38 | Community Trust Bank | 69 | $89,000 | 33.3% | Kentucky |
| 39 | FirstBank Puerto Rico | 66 | $46,300 | 47% | Puerto Rico |
| 40 | Salem Five Cents Savings Bank | 66 | $100,000 | 89.4% | Massachusetts |
| 41 | Citibank | 61 | $44,500 | 60.7% | New York |
| 42 | Meredith Village Savings Bank | 58 | $50,000 | 65.5% | New Hampshire |
| 43 | BancFirst | 57 | $56,300 | 70.2% | Oklahoma |
| 44 | Citizens Bank | 57 | $300,000 | 98.2% | Massachusetts |
| 45 | First Interstate Bank | 57 | $50,000 | 78.9% | Idaho |
| 46 | East West Bank | 56 | $47,500 | 3.6% | California |
| 47 | Washington Trust Bank | 56 | $137,250 | 78.6% | Washington |
| 48 | First Community Bank | 55 | $100,000 | 49.1% | Virginia |
| 49 | Pathward | 55 | $250,000 | 69.1% | Texas |
| 50 | 1st Source Bank | 53 | $50,000 | 62.3% | Indiana |
| 51 | Bristol County Savings Bank | 52 | $50,500 | 23.1% | Massachusetts |
| 52 | First National Bank of Pennsylvania | 51 | $100,000 | 98% | Florida |
| 53 | Associated Bank | 49 | $150,000 | 85.7% | Wisconsin |
| 54 | Liberty Bank | 48 | $97,500 | 85.4% | Connecticut |
| 55 | Wilmington Savings Fund Society | 46 | $100,000 | 95.7% | Pennsylvania |
| 56 | Idaho Central Credit Union | 44 | $110,500 | 79.5% | Idaho |
| 57 | Oriental Bank | 44 | $42,500 | 97.7% | Puerto Rico |
| 58 | TowneBank | 44 | $100,500 | 95.5% | North Carolina |
| 59 | BankVista | 43 | $100,000 | 100% | Minnesota |
| 60 | Union Bank and Trust Company | 43 | $100,000 | 81.4% | Nebraska |
| 61 | United Community Bank | 43 | $100,000 | 97.7% | Florida |
| 62 | Central Bank | 42 | $152,000 | 100% | Utah |
| 63 | Bangor Savings Bank | 40 | $102,500 | 82.5% | Maine |
| 64 | Stock Yards Bank & Trust Company | 40 | $100,000 | 72.5% | Kentucky |
| 65 | Glacier Bank | 39 | $65,000 | 97.4% | Idaho |
| 66 | Horizon Bank | 39 | $100,000 | 97.4% | Michigan |
| 67 | Community Bank | 37 | $53,000 | 45.9% | New York |
| 68 | Tompkins Community Bank | 37 | $139,500 | 70.3% | New York |
| 69 | Bell Bank | 36 | $225,000 | 100% | Minnesota |
| 70 | UMB Bank | 36 | $75,000 | 75% | Missouri |
| 71 | Baycoast Bank | 35 | $90,000 | 42.9% | Massachusetts |
| 72 | Emprise Bank | 35 | $142,800 | 77.1% | Kansas |
| 73 | First Commonwealth Bank | 35 | $120,000 | 91.4% | Ohio |
| 74 | Heritage Bank | 35 | $100,000 | 91.4% | Washington |
| 75 | Pinnacle Bank | 35 | $200,000 | 94.3% | North Carolina |
| 76 | D. L. Evans Bank | 33 | $100,000 | 100% | Idaho |
| 77 | Stearns Bank | 33 | $50,000 | 27.3% | Florida |
| 78 | Arvest Bank | 32 | $62,500 | 68.8% | Arkansas |
| 79 | Customers Bank | 32 | $100,000 | 62.5% | Florida |
| 80 | Merrimack County Savings Bank | 32 | $50,000 | 59.4% | New Hampshire |
| 81 | Maine Community Bank | 31 | $50,000 | 45.2% | Maine |
| 82 | Republic Bank & Trust Company | 31 | $100,000 | 100% | Kentucky |
| 83 | First Financial Bank | 30 | $100,000 | 90% | Ohio |
| 84 | Falcon National Bank | 29 | $150,000 | 100% | Minnesota |
| 85 | Capital One | 28 | $425,000 | 85.7% | Virginia |
| 86 | First Bank of the Lake | 28 | $250,000 | 100% | Florida |
| 87 | Meridian Bank | 28 | $112,500 | 100% | Pennsylvania |
| 88 | Frost Bank | 27 | $150,000 | 92.6% | Texas |
| 89 | Centier Bank | 26 | $90,000 | 96.2% | Indiana |
| 90 | Commerce Bank | 26 | $60,000 | 92.3% | Missouri |
| 91 | PS Bank | 26 | $50,000 | 92.3% | Pennsylvania |
| 92 | State Bank of Southern Utah | 26 | $149,500 | 46.2% | Utah |
| 93 | Genesee Regional Bank | 25 | $100,000 | 76% | New York |
| 94 | Independent Bank | 25 | $200,000 | 84% | Michigan |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Window: FY2025 and FY2026 through June 30, 2026. Download this table as CSV.
Lenders in your state
Each state page lists the five lenders that made the most SBA Express loans there. Start from SBA Express loans by state, or see program totals on SBA Express loan statistics.
sbaexpress.loans is not a lender and is not affiliated with the U.S. Small Business Administration or with any lender named here. Figures describe loans SBA has already approved. They are not a lender's current credit policy, an offer, or a rate quote.
Comparing lenders
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