Articles by
Jeff Hamann
Janover's editorial director, Jeff Hamann, has written extensively about all things CRE since 2017. He previously worked as an editor for Commercial Property Executive and Multi-Housing News. Prior to his journalism experience, Jeff worked as a human resource analyst, a musician, a teacher, and a war-time conflict mediator across eight countries. He currently lives with his wife and two children in The Netherlands, where he's failing at learning Dutch while avidly training for his next marathon.
SBA Express Loans for Veterans
If you’re a veteran who wants to get an SBA Express loan , the Small Business Administration is committed to making the process as easy as possible. Through the SBA’s Veteran Advantage program, veterans and other qualified individuals, such as the widowed spouses of veterans, can qualify for a vari
What is the Express Bridge Loan Pilot Program?
The Express Bridge Loan Pilot Program is a new SBA loan program which allows existing SBA Express lenders to offer expedited disaster loans of up to $25,000 to small businesses. The program, which officially began in Oct. 2017, permits lenders to offer these loans up to 6 months after a federally
SBA Express Loans for Preschools and Daycare Centers
In 2017, the preschool and daycare industry took in nearly $50 billion in revenue across the U.S., employing more than 1.6 million workers. Plus, the daycare industry is expected to keep growing in the next few years, making it an excellent time for new business owners to get into the market. So
Can You Use SBA Express Loans to Refinance Business Debt?
If you currently have small business debt, an SBA Express loan can be a great way to refinance it. While it’s common for businesses to take on debt to expand their operations, if your debt is on unreasonable terms, and you have trouble affording your monthly payments, the debt could be significant
Coronavirus and SBA Express Loans
SBA loan options for small businesses impacted by the COVID-19 coronavirus include SBA Economic Injury Disaster Loans, SBA express loans, and SBA 7(a) loans.
SBA Express Loans for Plumbing Companies
There are over 110,000 plumbing businesses in the United States, employing more than half a million workers and generating an estimated $93 billion in revenue each year. And, as any homeowner or business owner knows, having a good plumber is essential if you want to keep your pipes working and your
What Is The Small Business Administration (SBA)?
The Small Business Administration, or SBA, is an independent federal government agency that exists to support small businesses and entrepreneurs across the United States.
What Is an SBA 7(a) Loan?
An SBA 7(a) loan is the loan program guaranteed by the Small Business Administration for loans of up to $5,000,000 for any small busness.
What Is an SBA Microloan?
SBA microloans, which are some of the easiest SBA loans to get approved for, range in size between $500 and $50,000.
What Is an SBA 504 Loan?
SBA 504 financing is restricted to land purchase, renovations, and long-term use equipment and machinery. SBA 504 financing is long-term, fully amortized without a balloon payment.
What Is Amortization?
Amortization refers to debts that are set to be paid off using a fixed repayment schedule.
What Is the SBA Export Express Loan Program?
The SBA Export Express loan program offers quick-approval loans to established businesses that intend to start exporting or require funds for export activities.
What Is a Certified Development Company?
A CDC is a nonprofit entity that works with the SBA and third-party lenders in order to promote economic growth within its area of operation.
What Is a Debt Service Coverage Ratio?
Debt Service Coverage Ratio refers to a borrower's ability to repay debt obligations.