SBA Express lending in Texas: what SBA's data shows
Lenders made 1,570 SBA Express loans to Texas businesses in FY2025 and FY2026 through June 30, 2026, worth $207.9 million. The median loan was $85,000, against $50,000 nationally, and 82% were lines of credit. Volume fell 5% from FY2024 (1,053 loans) to FY2025 (996).
In that window, 101 lenders made at least one SBA Express loan in Texas. 52.4% of loans went to businesses more than two years old, and 134 financed a change of ownership. The most common industries were full-service restaurants (55), limited-service restaurants (42), plumbing, heating, and air-conditioning contractors (41).
| Top lenders in Texas | Loans |
|---|---|
| The Huntington National Bank | 285 |
| JPMorgan Chase Bank | 232 |
| Wells Fargo Bank | 149 |
| Zions Bank | 131 |
| PlainsCapital Bank | 127 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Window: FY2025 and FY2026 through June 30, 2026.
See how Texas compares on SBA Express loan statistics, or browse all SBA Express lenders.
Texas Small Business
Small businesses are an integral part of Texas's economy. Small Business Administration statistics, as published in the SBA Office of Advocacy state profiles, show that there are around 2.6 million small businesses in Texas, making up an roughly 99.8% of all Texas-based businesses!
With a workforce of no less than 4.6 million employees, small businesses thrive in the Lone Star State.
SBA Express loans are made by private lenders. The data above shows which lenders actually made them to Texas businesses. If you would rather not apply lender by lender, tell us what your business needs: we route your inquiry to SBA lending partners and the lender makes the credit decision.
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