SBA Express Loan Terms
Up to $500,000
WSJ Prime plus 4.5% to 8%, based on the loan amount.
Between five and 10 years (or seven years for lines of credit).
Application Turnaround Time
Two to three days.
Fund Dispersal Time
20 to 30 days after approval.
50% of the loan amount.
Lenders may use their existing collateral policies for amounts above $25,000.
Finance Your Small Business or Startup With an SBA Express Loan
If you’re ready to take your small business to new heights, then you’ve come to the right place. At SBA Express Loans, we take pride in our mission to make acquiring an SBA Express loan for your small business a simple and straightforward process. Empowering entrepreneurs with knowledge about SBA Express loans is the cornerstone of our strategy for financing your business's needs. With our SBA lending experts, this financing is at your fingertips.
SBA Express loans are a simple way to receive expedited, amortized government-guaranteed financing for your small business. Entrepreneurs can receive up to $500,000 in the form of a term loan or line of credit.
The true value of an SBA Express loan lies not only in the remarkably fast turnaround time for approval but also in the willingness of lenders to advance funds, thanks to the Small Business Administration's guarantee of 50% of the loan amount to third-party lenders. This loan may be the best option for business owners who don't meet the lending criteria of traditional financial institutions or who do not have sufficient credit history.