SBA Express lending in Mississippi: what SBA's data shows
Lenders made 51 SBA Express loans to Mississippi businesses in FY2025 and FY2026 through June 30, 2026, worth $6.1 million. The median loan was $50,000, against $50,000 nationally, and 62.7% were lines of credit. Volume fell 30% from FY2024 (43 loans) to FY2025 (30).
In that window, 19 lenders made at least one SBA Express loan in Mississippi. 37.3% of loans went to businesses more than two years old, and 4 financed a change of ownership. The most common industries were full-service restaurants (4), general freight trucking, long-distance, truckload (3), insurance agencies and brokerages (3).
| Top lenders in Mississippi | Loans |
|---|---|
| Covington County Bank | 7 |
| Newtek Bank | 6 |
| Peoples Bank | 6 |
| Live Oak Banking Company | 4 |
| The Citizens National Bank of Meridian | 4 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Window: FY2025 and FY2026 through June 30, 2026.
See how Mississippi compares on SBA Express loan statistics, or browse all SBA Express lenders.
Mississippi Small Business
Small businesses are an important part of Mississippi's economy. Small Business Administration statistics, as published in the SBA Office of Advocacy state profiles, show that there are around 252,019 small businesses in Mississippi, making up roughly 99.3% of all Mississippi-based businesses!
With a workforce of no less than 432,231 employees, small businesses thrive in the Magnolia State.
SBA Express loans are made by private lenders. The data above shows which lenders actually made them to Mississippi businesses. If you would rather not apply lender by lender, tell us what your business needs: we route your inquiry to SBA lending partners and the lender makes the credit decision.
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