Mountain America Credit Union SBA Express Loans
Mountain America Credit Union made 177 SBA Express loans in FY2025 and FY2026 through June 30, 2026, worth $9.6 million. That ranks it number 22 of 812 lenders by loan count, according to SBA's own loan-level data.
What SBA's data shows about Mountain America Credit Union
- 98.9% of Mountain America Credit Union's SBA Express loans were lines of credit, more than the 75.6% share across all lenders in the same period.
- Its median loan was $25,000, smaller than the $50,000 median across all lenders. 9% of its loans were $100,000 or more, against 36.1% across all lenders.
- By borrower: 63.3% went to businesses more than two years old, 0.6% financed a change of ownership, and 11.9% went to brand-new businesses.
- Its SBA Express lending is regional: 67.8% of loans went to Utah businesses.
- Its SBA Express volume rose 29% from FY2024 (102 loans) to FY2025 (132).
Loan sizes
| Amount | Count | Share |
|---|---|---|
| $25,000 or less | 91 | 51.4% |
| $25,001 to $50,000 | 69 | 39% |
| $50,001 to $100,000 | 4 | 2.3% |
| $100,001 to $150,000 | 1 | 0.6% |
| $150,001 to $250,000 | 4 | 2.3% |
| $250,001 to $350,000 | 3 | 1.7% |
| $350,001 to $500,000 | 5 | 2.8% |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Window: FY2025 and FY2026 through June 30, 2026.
Where Mountain America Credit Union makes SBA Express loans
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. State is where the borrower's business is.
Industries
| Industry | Loans |
|---|---|
| All Other Specialty Trade Contractors | 8 |
| Residential Remodelers | 7 |
| Electrical Contractors and Other Wiring Installation Contractors | 7 |
| Offices of All Other Miscellaneous Health Practitioners | 6 |
| Offices of Dentists | 5 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September.
SBA Express loans by year
| Fiscal year | Loans made |
|---|---|
| FY2020 | 43 |
| FY2021 | 29 |
| FY2022 | 59 |
| FY2023 | 91 |
| FY2024 | 102 |
| FY2025 | 132 |
| FY2026 (through June 30, 2026) | 45 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Every year since FY2020, same counting rules.
If you are considering Mountain America Credit Union
Mountain America Credit Union sets its own rates, fees and credit standards, inside SBA's caps for SBA Express (see loan terms and requirements). The figures above show what it has approved, not what it will approve next. To compare more than one lender at once, tell us what your business needs.
Lenders with similar SBA Express volume: Bank of Hope, First Internet Bank of Indiana, WaFd Bank, Old National Bank, PlainsCapital Bank. See the full lender list or program statistics.
Lender: Mountain America Credit Union (legal name on SBA's file: Mountain America FCU), Sandy, UT, as listed on SBA's loan records. sbaexpress.loans is not a lender and is not affiliated with the U.S. Small Business Administration or with any lender named here. Figures describe loans SBA has already approved. They are not a lender's current credit policy, an offer, or a rate quote.
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