Is the SBA Express Bridge Loan still available?
Short answer
No. The Express Bridge Loan Pilot Program ended March 13, 2021. A Federal Register notice, 85 FR 18107, said it would remain available through that date.
No. The Express Bridge Loan Pilot Program ended March 13, 2021. A Federal Register notice, 85 FR 18107 (April 1, 2020), said the pilot would remain available through March 13, 2021. SOP 50 10 8.1, effective October 1, 2026, does not mention the program.
What it was
SBA announced the pilot in 2017. It let lenders with SBA Express authority deliver expedited guaranteed financing after a Presidentially declared disaster. The money was for disaster-related purposes while businesses waited for long-term financing (85 FR 18107).
What to look at instead
- SBA Express itself remains a permanent program (SOP 50 10 8.1, Sec. B, Ch. 2, p. 125). The maximum is $500,000.
- SBA's disaster loans are a separate program. SBA lists a business physical disaster loan maximum of $2 million (sba.gov/disaster, read November 8, 2026).
- Military reservists have their own economic injury loan, also up to $2 million (sba.gov/disaster).
Any page describing Express Bridge as open today is out of date. Check the date on the page and confirm with SBA or a lender before relying on it.
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