Embed free SBA loan tools on your site
Short answer
Free SBA calculators and lender tools can go on your site with one snippet of code each. Add a partner ID to the embed address, and financing requests that start from your embed carry that ID. There is no fee.
Who the tools are for
Pick the tools your members or clients ask about. Embed one, or all of them.
| Partner | Questions their people bring | Tools to start with |
|---|---|---|
| SBDCs, SCORE chapters and veterans business centers | Can this business carry a loan, who lends to businesses like it, and does SBA allow it? | Debt service coverage, Find SBA loans like yours, SBA size standard check, SBA eligibility check |
| Chambers of commerce | Which lenders are active near us, and what would a loan cost? | SBA lender finder, Business loan payment |
| Accountants and bookkeepers | Can the business afford this payment, and is leasing cheaper than buying? | Debt service coverage, Business loan payment, Equipment lease or buy |
| Software firms | Is the cash advance or invoice offer inside my app a good deal? | Merchant cash advance true cost, Invoice factoring cost, Equipment lease or buy |
| Trade and industry associations | What do members in our trade borrow, and who lends to them? | Find SBA loans like yours, SBA lender finder |
A tool fits on a resources page, in a client portal or inside a help-center article. Each tool's own page names its sources and its method.
Embed a tool in three steps
- Pick a tool and copy its code from the list below.
- Replace YOUR-PARTNER-ID in the code with your own partner ID, such as
toledo-chamber. - Paste the code where the tool should appear on your page.
The tool then runs in a frame on your page. You add no script and install nothing.
Tools and embed code
Seven tools carry your partner ID. Each snippet is a frame and a credit line.
| Tool | What it answers | Starting height (px) |
|---|---|---|
| Business loan payment | What a loan payment, total interest and APR come to, beside SBA's maximum rate | 920 |
| Merchant cash advance true cost | What a merchant cash advance factor rate costs as an APR | 1,000 |
| Invoice factoring cost | What factoring an invoice costs in dollars and as an APR | 1,000 |
| Equipment lease or buy | Whether leasing or borrowing to buy costs less | 1,120 |
| Debt service coverage | Whether a business's cash flow covers a new loan payment | 1,260 |
| Find SBA loans like yours | Which lenders approved SBA loans like yours, and at what rates | 1,850 |
| SBA lender finder | Which lenders are active in a state, by industry and loan size | 1,850 |
In each snippet, src is the tool plus your ID. Keep the title, which names the frame for screen readers. Width 100% fills your column. The second line credits the tool and links to its full page. Please keep it.
Check your page on a phone
The height in each snippet is a starting point. A phone, a narrow column or a long result needs more, and the frame then scrolls inside itself. Raise the height until the frame shows no scrollbar of its own.
Business loan payment calculator
<iframe src="https://www.sbaexpress.loans/embed/business-loan-payment/?partner=YOUR-PARTNER-ID" title="Business loan payment calculator" width="100%" height="920" style="border:0" loading="lazy" allow="clipboard-write"></iframe>
<p><a href="https://www.sbaexpress.loans/tools/business-loan-payment/">Business loan payment calculator</a> from SBA Express Loans</p>Preview this tool in its frame
Merchant cash advance true cost calculator
<iframe src="https://www.sbaexpress.loans/embed/mca-true-cost/?partner=YOUR-PARTNER-ID" title="Merchant cash advance true cost calculator" width="100%" height="1000" style="border:0" loading="lazy" allow="clipboard-write"></iframe>
<p><a href="https://www.sbaexpress.loans/tools/mca-true-cost/">Merchant cash advance true cost calculator</a> from SBA Express Loans</p>Preview this tool in its frame
Invoice factoring cost calculator
<iframe src="https://www.sbaexpress.loans/embed/invoice-factoring-cost/?partner=YOUR-PARTNER-ID" title="Invoice factoring cost calculator" width="100%" height="1000" style="border:0" loading="lazy" allow="clipboard-write"></iframe>
<p><a href="https://www.sbaexpress.loans/tools/invoice-factoring-cost/">Invoice factoring cost calculator</a> from SBA Express Loans</p>Preview this tool in its frame
Equipment lease or buy calculator
<iframe src="https://www.sbaexpress.loans/embed/equipment-lease-or-buy/?partner=YOUR-PARTNER-ID" title="Equipment lease or buy calculator" width="100%" height="1120" style="border:0" loading="lazy" allow="clipboard-write"></iframe>
<p><a href="https://www.sbaexpress.loans/tools/equipment-lease-or-buy/">Equipment lease or buy calculator</a> from SBA Express Loans</p>Preview this tool in its frame
Debt service coverage calculator
<iframe src="https://www.sbaexpress.loans/embed/debt-service-coverage/?partner=YOUR-PARTNER-ID" title="Debt service coverage calculator" width="100%" height="1260" style="border:0" loading="lazy" allow="clipboard-write"></iframe>
<p><a href="https://www.sbaexpress.loans/tools/debt-service-coverage/">Debt service coverage calculator</a> from SBA Express Loans</p>Preview this tool in its frame
Find SBA loans like yours
<iframe src="https://www.sbaexpress.loans/embed/find-loans-like-yours/?partner=YOUR-PARTNER-ID" title="Find SBA loans like yours" width="100%" height="1850" style="border:0" loading="lazy" allow="clipboard-write"></iframe>
<p><a href="https://www.sbaexpress.loans/tools/find-loans-like-yours/">Find SBA loans like yours</a> from SBA Express Loans</p>Preview this tool in its frame
SBA lender finder
<iframe src="https://www.sbaexpress.loans/embed/lender-finder/?partner=YOUR-PARTNER-ID" title="SBA lender finder" width="100%" height="1850" style="border:0" loading="lazy" allow="clipboard-write"></iframe>
<p><a href="https://www.sbaexpress.loans/tools/lender-finder/">SBA lender finder</a> from SBA Express Loans</p>Preview this tool in its frame
Rule checkers
Three checks of SBA's rules can be embedded too. They have no request form, so a partner ID has nothing to tag. Copy their code from their own pages.
- SBA size standard check: Whether a business is small under SBA's size standard for its industry code. Preview this tool in its frame.
- SBA eligibility check: Whether SBA's list of ineligible business types applies. Preview this tool in its frame.
- SBA debt refinance check: Which debts SBA will refinance. Preview this tool in its frame.
How partner IDs work
A partner ID is a short name for your organization. It travels in the address of your embed.
Choose an ID of up to 40 characters. Use lowercase letters, digits, hyphens and underscores. The tool lowercases capitals and drops any other character before it uses your ID.
| You type | The tool uses | What changed |
|---|---|---|
toledo-chamber | toledo-chamber | Passes as typed. |
Smith CPA | smithcpa | Capitals become lowercase and the space is dropped. |
Acme.Field_Service! | acmefield_service | The dot and the exclamation mark are dropped. The underscore stays. |
Café Chamber | cafchamber | The accented letter is dropped. |
northeast-ohio-regional-chamber-of-commerce-and-industry | northeast-ohio-regional-chamber-of-comme | Anything past 40 characters is cut. |
What the ID does
- Your page loads the tool with
?partner=your-idin the frame address. - The tool keeps your ID on its links, including the link to our request form.
- A visitor who follows that link reaches our request form with
placement=partner-your-idin the address. - The form records that value as the request's source. A request from your embed reads
partner-your-id.
Use your organization's name, never a client's
The ID shows in the address of your page. Put nothing private in it, and pick a name only you would choose.
An ID is a tag, not an account
There is no sign-in, no contract and no fee, and an ID gives you no access to the requests it tags. To tell us an ID is yours, email hello@sbaexpress.loans.
Before you embed
Who runs the tools
sbaexpress.loans belongs to Janover Capital LLC. We are not a lender and not the SBA. When a visitor continues to the request form, we pass the request to lenders, brokers or other services we choose. They may pay us. The visitor pays us nothing. Read the advertiser disclosure in full.
Some organizations have rules about referring clients to commercial services. Check yours before you embed.
The frame loads the same analytics and advertising tools as our own pages. They are PostHog, HubSpot and Google Tag Manager, which runs tags from Google, Meta, LinkedIn, Microsoft, Reddit and X. They load only after a visitor first interacts with the frame, or after five seconds in it. Our privacy policy covers the frame and says what they collect.
Each tool shows a line saying a lender or marketplace may pay us a referral fee, with a link to the advertiser disclosure.
Common questions
Does it cost anything?
No. Embedding a tool and using a partner ID are free.
What if I leave the partner ID off?
The tool works the same. Requests from your embed are then tagged embed, with nothing that links them to you.
Can I change my ID, or share one?
You can change it by editing the address in your code. Requests already tagged keep the old ID. Nothing stops two organizations from choosing the same ID, and their requests would then be counted together.
Will I see who submitted a request?
No. An ID is a tag on a request, not a login, so it gives you no access to the people behind it.
Can I hide the compare-lenders link or restyle a tool?
No. The link is part of each tool, and it is how a request reaches a lender. The frame keeps its own look and its notices.
How tall should the frame be?
Start with the height in the snippet. Then raise it until the frame shows no scrollbar of its own, on a phone and on a laptop.
How do the tools stay current?
The frame loads the current tool from our site each time. A rate or rule update shows on your page with no change from you.
Who do I ask about a tool or an ID?
Email hello@sbaexpress.loans. Say which tool and, for an ID, which organization it belongs to.