SBA loans to food trucks, trailers and mobile food vendors in Ohio
Short answer
SBA's loan file shows 60 loans to food trucks, trailers and mobile food vendors in Ohio since October 2023. 21.7% went through SBA Express, against 55.2% nationally. 55.0% went to startups, against 30.0% nationally.
- SBA loans, Oct 2023 to Jun 2026
- 60
- median loan
- $52,500
- dollars approved
- $5.05M
- went through SBA Express
- 21.7%
These are the 60 SBA 7(a) loans to food trucks, trailers and mobile food vendors in Ohio approved October 2023 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you.
How Ohio differs from the U.S.
What this means for you. SBA Express was a less common route here, so most of these loans went through other 7(a) loan types.
SBA Express
21.7% of the loans in Ohio went through SBA Express, against 55.2% nationally.
Startups
55.0% of the loans in Ohio went to startups, where the loan opens the business, against 30.0% nationally.
How common it is
Food trucks, trailers and mobile food vendors made up 0.78% of the SBA loans approved in Ohio since October 2023, against 0.43% of loans nationwide. Its share here is 1.8 times its national share.
We compared 8 measures with the national figure for the same period, and these are the 3 that differ clearly. One more difference is in the table.
Ohio next to the U.S.
| Measure | Ohio | United States | Reading |
|---|---|---|---|
| Industry's share of all SBA loans | 0.78% | 0.43% | Clearly higher |
| Median loan | $52,500 | $50,000 | No clear gap |
| Middle half of loans | $25,000 to $125,225 | $25,000 to $95,250 | – |
| Startups (the loan opens the business) | 55.0% | 30.0% | Clearly higher |
| In business 2 years or less | 10.0% | 29.7% | Clearly lower |
| In business more than 2 years | 33.3% | 38.4% | No clear gap |
| Change of ownership | Fewer than 5 | 1.9% | n/a |
| SBA Express | 21.7% | 55.2% | Clearly lower |
| Lines of credit | 15.0% | 27.3% | No clear gap |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 2 points over Prime | 3 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
Who lends in Ohio
The lender below made 43 of the 60 loans approved October 2023 to June 2026, or 71.7%. A lender is listed when it has 5 or more of them, five at most.
| Lender | Loans | Share here | U.S. share |
|---|---|---|---|
| The Huntington National Bank | 43 | 71.7% | 15.4% |
Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.
Food trucks, trailers and mobile food vendors in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| California | 106 |
| New York | 58 |
| Pennsylvania | 52 |
More industries in Ohio
Other industries in Ohio with a clear difference from the national pattern, most loans first.
| Industry | Loans since October 2019 |
|---|---|
| Long-haul truckload carriers | 1,160 |
| Sit-down restaurants | 790 |
| Home remodeling contractors | 693 |
| Local trucking companies | 570 |
| Fast-food, pizza and counter-service restaurants | 559 |
| Landscaping and lawn care companies | 502 |
| Paving, fencing, pool and other specialty contractors | 478 |
| Plumbing and HVAC companies | 349 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2023 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
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Cite this page: SBA loans to food trucks, trailers and mobile food vendors in Ohio. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/mobile-food-services/ohio/
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