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SBA loans to concrete foundation contractors in Ohio

Short answer

SBA's loan file shows 125 loans to concrete foundation contractors in Ohio since October 2019. 80.8% went to businesses more than two years old, against 59.9% nationally. 62.4% were lines of credit, against 41.6% nationally.

SBA loans, Oct 2019 to Jun 2026
125
median loan
$80,000
dollars approved
$22.27M
went to firms over 2 years old
80.8%

These are the 125 SBA 7(a) loans to concrete foundation contractors in Ohio approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.

How Ohio differs from the U.S.

What this means for you. Most of these loans went to businesses with more than two years of history, so an operating record is what lenders in Ohio usually saw.

Established businesses

80.8% of the loans in Ohio went to businesses more than two years old, against 59.9% nationally.

In business more than 2 years, share of loans, Oct 2019 to Jun 2026
  • Ohio80.8%
  • United States59.9%

Lines of credit

62.4% of the loans in Ohio were lines of creditA credit limit you can draw on, repay and draw on again. , against 41.6% nationally.

Lines of credit, share of loans, Oct 2019 to Jun 2026
  • Ohio62.4%
  • United States41.6%

SBA Express

74.4% of the loans in Ohio went through SBA Express, against 54.4% nationally.

SBA Express, share of loans, Oct 2019 to Jun 2026
  • Ohio74.4%
  • United States54.4%

We compared 8 measures with the national figure for the same period, and these are the 3 that differ clearly. 3 more differences are in the table.

Ohio next to the U.S.

Ohio compared with all loans to concrete foundation contractors in the U.S., October 2019 to June 2026
MeasureOhioUnited StatesReading
Industry's share of all SBA loans0.65%0.39%Clearly higher
Median loan$80,000$146,000Clearly lower
Middle half of loans$50,000 to $125,000$50,000 to $267,900–
Startups (the loan opens the business)7.2%15.9%No clear gap
In business 2 years or less11.2%16.2%No clear gap
In business more than 2 years80.8%59.9%Clearly higher
Change of ownershipFewer than 55.8%n/a
SBA Express74.4%54.4%Clearly higher
Lines of credit62.4%41.6%Clearly higher
Median term10 years10 years–
Median spread over Prime at approval2 points over Prime2.75 points over Prime–

Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.

Who lends in Ohio

The 2 lenders below made 103 of the 125 loans approved October 2019 to June 2026, or 82.4%. A lender is listed when it has 5 or more of them, five at most.

Top lenders in Ohio
LenderLoansShare hereU.S. share
The Huntington National Bank9475.2%15.4%
U.S. Bank97.2%9.4%

Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.

Concrete foundation contractors in other states

Other states where these loans differ clearly from the national pattern, most loans first.

Concrete foundation contractors by state
StateLoans since October 2019
California115
Texas79
Michigan78
Florida68

More industries in Ohio

Other industries in Ohio with a clear difference from the national pattern, most loans first.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.

Ask lending partners about your loan in Ohio

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Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.

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