Small business loans in Shreveport, LA
Short answer
The most active SBA lenders in Shreveport, LA since FY2024 are Planters Bank and Trust Company (12 loans) and Carter FCU (6). The median loan was $200,000, and half fell between $118,400 and $454,525. For free help, see the Louisiana Small Business Development Center. Source: SBA 7(a) loan data.
- SBA loans since FY2024
- 60
- approved since FY2024
- $32.94M
- median loan
- $200,000
- through SBA Express
- 36.7%
Lenders making SBA loans in Shreveport
No lender made more than 20% of the loans in Shreveport, and Planters Bank and Trust Company made the most.
| Lender | Loans | Share |
|---|---|---|
| Planters Bank and Trust Company | 12 | 20.0% |
| Carter FCUCredit union | 6 | 10.0% |
Share is the percent of all Shreveport loans in that period. Each name links to that lender's page for Louisiana where one exists.
Shreveport has two lenders with five or more loans since FY2024. Others had fewer, and the Louisiana page counts 115 lenders with at least one approved loan statewide.
Ask lending partners about a loan in Shreveport
Tell us what you need and we refer your request to lending partners.
Start my loan requestJanover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.
Local help near Shreveport
Shreveport borrowers can start with SBA's district office for Louisiana, an SBDC or SCORE.
43% of Shreveport borrowers since FY2024 were startups or businesses two years old or younger. SBDCs provide counseling and training, and SCORE mentors give advice at no cost, according to SBA.
SBA has one district office for Louisiana. Its page points to state and federal resources and to lenders in the area. The Louisiana Small Business Development Center gives free counseling across Louisiana.
- SBA Louisiana District Office (New Orleans)SBA district office
- Louisiana Small Business Development CenterSmall Business Development Center
- SCORE mentors in LouisianaBusiness mentoring
Alongside SBA loans, Louisiana runs three loan programs. The Louisiana page describes each, and the official pages are linked here.
Loan counts and sizes in Shreveport
Shreveport ranks 5th by loans since FY2024 among the 5 Louisiana cities with 100 or more SBA loans since FY2020. Nationally it is the 454th busiest of the 580 cities that reach 100 loans.
The 60 loans, 4.9% of the 1,231 in Louisiana, were approved for $32.9 million in all. The medianThe middle figure. Half the loans were larger and half were smaller. loan was $200,000, 33% above the national median of $150,300. Half of the loans fell between $118,400 and $454,525. The Shreveport median is 8% below the Louisiana median of $218,000.
| Measure | Shreveport | Louisiana | U.S. |
|---|---|---|---|
| Loans | 60 | 1,231 | 162,355 |
| Median loan | $200,000 | $218,000 | $150,300 |
| 25th percentile | $118,400 | $100,000 | $50,000 |
| 75th percentile | $454,525 | $576,850 | $500,000 |
| Via SBA Express | 36.7% | 18.3% | 35.8% |
| Lines of credit | 21.7% | 13.6% | 28.1% |
| Startups | 28.3% | 22.1% | 16.1% |
| Ownership changes | 16.7% | 12.2% | 10.4% |
| Median term | 10 years | 10 years | 10 years |
| Median spread | 2.62 | 2.75 | 2.75 |
| Charged off | Fewer than 5 | 4.8% | 3.6% |
A quarter of loans were smaller than the 25th percentile loan and a quarter were larger than the 75th. Median spread is in percentage points over Prime. Charged off is the share of FY2020 to FY2022 loans a lender wrote off as a loss. It is shown only for groups of 30 loans or more. Fewer than 5 marks a share that would stand for 1 to 4 loans, which we do not publish. U.S. covers every loan in the file.
78% of the loans were $500,000 or less, the size SBA Express covers. 36.7% of all loans went through SBA Express, close to the national 35.8%. Lines of credit were 21.7% of loans, below the national 28.1%.
Labels show each size's share of all loans. The highlighted bar is the size band that contains the median.
By business age, 40.0% of loans went to businesses more than two years old and 15.0% to businesses two years old or younger. Startups received 28.3% and changes of ownership 16.7%. The national startup share is 16.1%.
Fiscal years run October to September. The last bar covers nine of its twelve months.
Volume fell 15% from FY2024 (26 loans) to FY2025 (22), the two latest full years. The busiest full year in the file was FY2024, with 26 loans. FY2026 already shows 12 loans through June 30.
Of the 48 loans Shreveport borrowers received in FY2020 to FY2022, fewer than 5 were charged offThe lender wrote the loan off as a loss because it was not being repaid. by June 30, 2026, against 3.6% nationally. Lenders reported 473 jobs supported across the 60 loans since FY2024, about 7.9 per loan. SBA does not audit these estimates.
A typical loan payment in Shreveport
The median Shreveport loan was $200,000 with a median term of 10 years.
The median variable-rate loan in Shreveport was priced at Prime plus 2.62 percentage points at approval. At today's Prime that spread works out to 9.62%. On $200,000 over 10 years, principal and interest would come to about $2,601 a month. That is arithmetic on past loans, not a rate a lender is offering.
| Loan | Amount | Monthly payment |
|---|---|---|
| 25th percentile loan | $118,400 | $1,540 |
| Median loan | $200,000 | $2,601 |
| 75th percentile loan | $454,525 | $5,911 |
Principal and interest only. Fees, a different term or a fixed rate change the payment. This is an illustration from SBA's file, not an offer.
SBA's rate ceiling for this loan size
SBA's maximum for a loan of $200,000 is Prime plus 6.0 percentage points, or 13.00% today. The median variable-rate loan here was priced 3.4 points under that ceiling. Source: 13 CFR § 120.214(d)(2); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395).
Shreveport loans approved since FY2024 had a median starting rate of 9.82% at approval, against 10.25% nationally. Prime changed during those years, so use the spread above, not that rate, as the guide to today's cost.
Run your own numbers: payments on a $200,000 loan and SBA Express payment calculator.
SBA 504 loans near Shreveport
The 504 file lists fewer than five loans in Shreveport since FY2020.
That is too few to publish a count, a dollar total or a median for Shreveport.
No Certified Development CompanyA nonprofit that SBA certifies and regulates to arrange 504 loans together with a bank. (CDC) is named on five or more 504 loans in Shreveport, so the list below is Louisiana's. Louisiana Capital Certified Development Company, Inc. is named on the most there, 15 loans since FY2024.
| Certified Development Company | 504 loans |
|---|---|
| Louisiana Capital Certified Development Company, Inc. | 15 |
| JEDCO Development Corporation | 14 |
| Community Certified Development Corporation | 13 |
| New Orleans Regional Business Development Loan Corporation | 6 |
How a 504 loan is split
A standard 504 project is 50% third party lender, 40% CDC debenture, 10% borrower. 504 money pays for major fixed assets such as land, buildings and long-term machinery and equipment, not working capitalMoney for day-to-day costs such as payroll, rent and inventory. Full definition or inventory. Source: SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221). SBA keeps a list of Certified Development Companies.
Louisiana cities near Shreveport
Shreveport made up 4.9% of Louisiana's SBA loans since FY2024.
Shreveport is one of 5 Louisiana cities with 100 or more SBA loans since FY2020. The Louisiana page covers all 1,231 loans in Louisiana. The closest come first, ranked by county and ZIP code on their loans.
Common questions about SBA loans in Shreveport
Which lenders make the most SBA loans in Shreveport?
Planters Bank and Trust Company leads with 12 loans in Shreveport since FY2024. Carter FCU (6) follows. Only lenders with five or more Shreveport loans are counted.
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Location is the borrower's address in the file, and city names are as SBA recorded them. Recent means FY2024 through June 30, 2026. Charge-off rates use FY2020 to FY2022 loans, the only years old enough to have had time to go bad. Jobs supported are lender-reported estimates. How we build these pages.
Sources
- SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026
- SBA, 504 loans
- SBA, resource partners: SBDCs and SCORE
- SBA Louisiana District Office (New Orleans)
- Louisiana Small Business Development Center
- SCORE, Louisiana
- SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931
- SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)
- sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)
- SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)
- 13 CFR § 120.214(d)(2); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)
Download this page's data: JSON · CSV
Cite this page: Small business loans in Shreveport, LA. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/louisiana-small-business-loans/shreveport/
Ask lending partners about a loan in Shreveport
Tell us what you need and we refer your request to lending partners.
Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.