Beacon Bank and Trust SBA loans in Massachusetts
Short answer
SBA's loan file shows Beacon Bank and Trust made 222 SBA loans in Massachusetts since October 2019. 69.4% went through SBA Express, against 35.5% of its loans nationally. The median loan was $150,000, less than half its national median of $645,000.
- SBA loans, Oct 2019 to Jun 2026
- 222
- median loan
- $150,000
- dollars approved
- $117.23M
- went through SBA Express
- 69.4%
This site is not Beacon Bank and Trust
sbaexpress.loans is not Beacon Bank and Trust, and Beacon Bank and Trust did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Beacon Bank and Trust.
These are the 222 SBA 7(a) loans Beacon Bank and Trust made in Massachusetts approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How Beacon Bank and Trust differs in Massachusetts
What this means for you. SBA Express was a more common route for these loans here, so ask Beacon Bank and Trust about it if your loan is small enough to qualify.
SBA Express
69.4% of the loans in Massachusetts went through SBA Express, against 35.5% of its loans nationally.
Loan size
The medianThe middle figure. Half the loans were larger and half were smaller. loan was $150,000 in Massachusetts, less than half its national median of $645,000.
The middle half of loans in Massachusetts ran from $50,000 to $447,000. For all its loans the middle half ran from $200,000 to $1,395,000.
Established businesses
64.4% of the loans in Massachusetts went to businesses more than two years old, against 40.9% of its loans nationally.
We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. 3 more differences are in the table.
Massachusetts next to the U.S.
| Measure | Massachusetts | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 2.6% | 0.45% | Clearly higher |
| Median loan | $150,000 | $645,000 | Clearly lower |
| Middle half of loans | $50,000 to $447,000 | $200,000 to $1,395,000 | – |
| Startups (the loan opens the business) | 8.1% | 11.8% | No clear gap |
| In business 2 years or less | 16.2% | 16.3% | No clear gap |
| In business more than 2 years | 64.4% | 40.9% | Clearly higher |
| Change of ownership | 11.3% | 30.6% | Clearly lower |
| SBA Express | 69.4% | 35.5% | Clearly higher |
| Lines of credit | 47.3% | 27.6% | Clearly higher |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 2.5 points over Prime | 2.5 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What Beacon Bank and Trust lends to in Massachusetts
The 5 industries below account for 48 of the 222 loans approved October 2019 to June 2026, or 21.6%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Limited-Service Restaurants | 12 | 5.4% | 4.2% |
| Full-Service Restaurants | 11 | 5.0% | 7.6% |
| Offices of Lawyers | 10 | 4.5% | Not in top 5 |
| Landscaping Services | 8 | 3.6% | 4.6% |
| Plumbing, Heating, and Air-Conditioning Contractors | 7 | 3.2% | Not in top 5 |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
Beacon Bank and Trust in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Florida | 170 |
| New Jersey | 131 |
| Rhode Island | 117 |
| New York | 116 |
| Texas | 53 |
Other lenders in Massachusetts
Other lenders in Massachusetts with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| Webster Bank | 275 |
| The Huntington National Bank | 190 |
| Leader Bank | 149 |
| Bank of America | 122 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: Beacon Bank and Trust SBA loans in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/beacon-bank-and-trust/massachusetts/
Ask lending partners about your loan in Massachusetts
Tell us your state, loan amount and purpose, and we route your inquiry to lending partners. We are not Beacon Bank and Trust and cannot say whether it would lend to you.
Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.