Bell Bank SBA Express Loans
Bell Bank made 36 SBA Express loans in FY2025 and FY2026 through June 30, 2026, worth $8.3 million. That ranks it number 69 of 812 lenders by loan count, according to SBA's own loan-level data.
What SBA's data shows about Bell Bank
- 100% of Bell Bank's SBA Express loans were lines of credit, more than the 75.6% share across all lenders in the same period.
- Its median loan was $225,000, larger than the $50,000 median across all lenders. 72.2% of its loans were $100,000 or more, against 36.1% across all lenders.
- By borrower: 72.2% went to businesses more than two years old, and 5.6% went to brand-new businesses.
- It lent in 5 states; the largest share, 44.4%, went to Minnesota.
- Its SBA Express volume rose 22% from FY2024 (18 loans) to FY2025 (22).
Loan sizes
| Amount | Count | Share |
|---|---|---|
| $25,000 or less | 2 | 5.6% |
| $25,001 to $50,000 | 6 | 16.7% |
| $50,001 to $100,000 | 3 | 8.3% |
| $100,001 to $150,000 | 4 | 11.1% |
| $150,001 to $250,000 | 9 | 25% |
| $250,001 to $350,000 | 5 | 13.9% |
| $350,001 to $500,000 | 7 | 19.4% |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Window: FY2025 and FY2026 through June 30, 2026.
Where Bell Bank makes SBA Express loans
| State | Loans | Share |
|---|---|---|
| Minnesota | 16 | 44.4% |
| Arizona | 15 | 41.7% |
| North Dakota | 3 | 8.3% |
| Wisconsin | 1 | 2.8% |
| California | 1 | 2.8% |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. State is where the borrower's business is.
Industries
| Industry | Loans |
|---|---|
| Administrative Management and General Management Consulting Services | 2 |
| Limited-Service Restaurants | 2 |
| Food (Health) Supplement Retailers | 1 |
| Battery Manufacturing | 1 |
| Spice and Extract Manufacturing | 1 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September.
SBA Express loans by year
| Fiscal year | Loans made |
|---|---|
| FY2020 | 2 |
| FY2021 | 4 |
| FY2022 | 7 |
| FY2023 | 15 |
| FY2024 | 18 |
| FY2025 | 22 |
| FY2026 (through June 30, 2026) | 14 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Every year since FY2020, same counting rules.
If you are considering Bell Bank
Bell Bank sets its own rates, fees and credit standards, inside SBA's caps for SBA Express (see loan terms and requirements). The figures above show what it has approved, not what it will approve next. To compare more than one lender at once, tell us what your business needs.
Lenders with similar SBA Express volume: Horizon Bank, Community Bank, Tompkins Community Bank, UMB Bank, Baycoast Bank. See the full lender list or program statistics.
Lender: Bell Bank, Fargo, ND, as listed on SBA's loan records. sbaexpress.loans is not a lender and is not affiliated with the U.S. Small Business Administration or with any lender named here. Figures describe loans SBA has already approved. They are not a lender's current credit policy, an offer, or a rate quote.
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