First Community Bank SBA Express Loans
First Community Bank made 55 SBA Express loans in FY2025 and FY2026 through June 30, 2026, worth $7.3 million. That ranks it number 48 of 812 lenders by loan count, according to SBA's own loan-level data.
What SBA's data shows about First Community Bank
- 49.1% of First Community Bank's SBA Express loans were lines of credit, well below the 75.6% share across all lenders in the same period, so more of its lending is term loans.
- Its median loan was $100,000, larger than the $50,000 median across all lenders. 56.4% of its loans were $100,000 or more, against 36.1% across all lenders.
- By borrower: 43.6% went to businesses more than two years old, 1.8% financed a change of ownership, and 21.8% went to brand-new businesses.
- It lent in 4 states; the largest share, 32.7%, went to Virginia.
- Its SBA Express volume fell 11% from FY2024 (45 loans) to FY2025 (40).
Loan sizes
| Amount | Count | Share |
|---|---|---|
| $25,000 or less | 5 | 9.1% |
| $25,001 to $50,000 | 12 | 21.8% |
| $50,001 to $100,000 | 13 | 23.6% |
| $100,001 to $150,000 | 8 | 14.5% |
| $150,001 to $250,000 | 10 | 18.2% |
| $250,001 to $350,000 | 3 | 5.5% |
| $350,001 to $500,000 | 4 | 7.3% |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Window: FY2025 and FY2026 through June 30, 2026.
Where First Community Bank makes SBA Express loans
| State | Loans | Share |
|---|---|---|
| Virginia | 18 | 32.7% |
| North Carolina | 18 | 32.7% |
| West Virginia | 16 | 29.1% |
| Tennessee | 3 | 5.5% |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. State is where the borrower's business is.
Industries
| Industry | Loans |
|---|---|
| General Freight Trucking, Local | 6 |
| Specialized Freight (except Used Goods) Trucking, Local | 2 |
| Full-Service Restaurants | 2 |
| Hardware Retailers | 2 |
| Commercial Screen Printing | 2 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September.
SBA Express loans by year
| Fiscal year | Loans made |
|---|---|
| FY2020 | 3 |
| FY2021 | 1 |
| FY2022 | 5 |
| FY2023 | 1 |
| FY2024 | 45 |
| FY2025 | 40 |
| FY2026 (through June 30, 2026) | 15 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Every year since FY2020, same counting rules.
If you are considering First Community Bank
First Community Bank sets its own rates, fees and credit standards, inside SBA's caps for SBA Express (see loan terms and requirements). The figures above show what it has approved, not what it will approve next. To compare more than one lender at once, tell us what your business needs.
Lenders with similar SBA Express volume: First Interstate Bank, East West Bank, Washington Trust Bank, Pathward, 1st Source Bank. See the full lender list or program statistics.
Lender: First Community Bank, Bluefield, VA, as listed on SBA's loan records. sbaexpress.loans is not a lender and is not affiliated with the U.S. Small Business Administration or with any lender named here. Figures describe loans SBA has already approved. They are not a lender's current credit policy, an offer, or a rate quote.
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