SBA Express lending in West Virginia: what SBA's data shows
Lenders made 105 SBA Express loans to West Virginia businesses in FY2025 and FY2026 through June 30, 2026, worth $11.3 million. The median loan was $50,000, against $50,000 nationally, and 66.7% were lines of credit. Volume fell 36% from FY2024 (105 loans) to FY2025 (67).
In that window, 11 lenders made at least one SBA Express loan in West Virginia. 56.2% of loans went to businesses more than two years old, and 4 financed a change of ownership. The most common industries were child care services (6), plumbing, heating, and air-conditioning contractors (5), limited-service restaurants (4).
| Top lenders in West Virginia | Loans |
|---|---|
| The Huntington National Bank | 45 |
| First Community Bank | 16 |
| M&T Bank | 11 |
| Community Trust Bank | 8 |
| The Citizens Bank of Weston | 8 |
Source: SBA 7(a) FOIA loan-level data, as of June 30, 2026. Loans SBA approved and later cancelled are excluded. Fiscal years run October through September. Window: FY2025 and FY2026 through June 30, 2026.
See how West Virginia compares on SBA Express loan statistics, or browse all SBA Express lenders.
West Virginia Small Business
Small businesses are an important part of West Virginia's economy. Small Business Administration statistics, as published in the SBA Office of Advocacy state profiles, show that there are around 115,673 small businesses in West Virginia, making up an roughly 98.9% of all West Virginia-based businesses!
With a workforce of no less than 288,211 employees, small businesses thrive in the Mountain State.
SBA Express loans are made by private lenders. The data above shows which lenders actually made them to West Virginia businesses. If you would rather not apply lender by lender, tell us what your business needs: we route your inquiry to SBA lending partners and the lender makes the credit decision.
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