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HomeTrust Bank SBA loans in Georgia

Short answer

SBA's loan file shows HomeTrust Bank made 131 SBA loans in Georgia since October 2019. 6.9% financed a change of ownership, against 17.6% of its loans nationally. The lender made 1.3% of Georgia's SBA loans, against 0.16% of loans nationwide.

SBA loans, Oct 2019 to Jun 2026
131
median loan
$993,000
dollars approved
$176.57M
financed a change of ownership
6.9%

This site is not HomeTrust Bank

sbaexpress.loans is not HomeTrust Bank, and HomeTrust Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from HomeTrust Bank.

These are the 131 SBA 7(a) loans HomeTrust Bank made in Georgia approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.

How HomeTrust Bank differs in Georgia

What this means for you. Business purchases were a smaller share here, so most of these loans funded businesses their owners already ran or were opening.

Change of ownership

6.9% of the loans in Georgia financed a change of ownership, against 17.6% of its loans nationally.

Change of ownership, share of loans, Oct 2019 to Jun 2026
  • Georgia6.9%
  • All its U.S. loans17.6%

Share of the state's loans

HomeTrust Bank made 1.3% of the SBA loans approved in Georgia since October 2019, against 0.16% of loans nationwide. Its share here is 8.2 times its national share.

Share of all SBA loans, Oct 2019 to Jun 2026
  • Georgia1.3%
  • All its U.S. loans0.16%

We compared 9 measures with the national figure for the same period, and these are the 2 that differ clearly. One more difference is in the table.

Georgia next to the U.S.

Georgia compared with all of HomeTrust Bank's U.S. loans, October 2019 to June 2026
MeasureGeorgiaAll its U.S. loansReading
Lender's share of all SBA loans1.3%0.16%Clearly higher
Median loan$993,000$802,500No clear gap
Middle half of loans$520,250 to $1,731,250$419,750 to $1,532,500–
Startups (the loan opens the business)16.0%24.6%No clear gap
In business 2 years or less22.1%22.1%No clear gap
In business more than 2 years48.9%34.0%Clearly higher
Change of ownership6.9%17.6%Clearly lower
SBA ExpressFewer than 56.2%No clear gap
Lines of creditFewer than 54.8%No clear gap
Median term20 years10.4 years–
Median spread over Prime at approval1.5 points over Prime2.25 points over Prime–

Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.

What HomeTrust Bank lends to in Georgia

The 5 industries below account for 76 of the 131 loans approved October 2019 to June 2026, or 58.0%. An industry is listed when it has 5 or more of them, five at most.

Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.

Other lenders in Georgia

Other lenders in Georgia with a clear difference from the national pattern, most loans first.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.

Ask lending partners about your loan in Georgia

Tell us your state, loan amount and purpose, and we route your inquiry to lending partners. We are not HomeTrust Bank and cannot say whether it would lend to you.

Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.

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