M&T Bank SBA loans in Maine
Short answer
SBA's loan file shows M&T Bank made 58 SBA loans in Maine since October 2023. 34.5% went to startups, against 16.8% of its loans nationally. The lender made 6.8% of Maine's SBA loans, against 3.7% of loans nationwide.
- SBA loans, Oct 2023 to Jun 2026
- 58
- median loan
- $34,500
- dollars approved
- $6.78M
- went to startups
- 34.5%
This site is not M&T Bank
sbaexpress.loans is not M&T Bank, and M&T Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from M&T Bank.
These are the 58 SBA 7(a) loans M&T Bank made in Maine approved October 2023 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you.
How M&T Bank differs in Maine
What this means for you. If yours is a new business, M&T Bank funded startups more often here than it did elsewhere.
Startups
34.5% of the loans in Maine went to startups, where the loan opens the business, against 16.8% of its loans nationally.
Share of the state's loans
M&T Bank made 6.8% of the SBA loans approved in Maine since October 2023, against 3.7% of loans nationwide. Its share here is 1.8 times its national share.
We compared 7 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.
Maine next to the U.S.
| Measure | Maine | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 6.8% | 3.7% | Clearly higher |
| Median loan | $34,500 | $50,000 | No clear gap |
| Middle half of loans | $25,000 to $100,000 | $25,000 to $100,000 | – |
| Startups (the loan opens the business) | 34.5% | 16.8% | Clearly higher |
| In business 2 years or less | 27.6% | 26.1% | No clear gap |
| In business more than 2 years | 36.2% | 53.9% | No clear gap |
| Change of ownership | Fewer than 5 | 3.2% | n/a |
| SBA Express | 86.2% | 82.4% | No clear gap |
| Lines of credit | 56.9% | 55.1% | No clear gap |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 3.38 points over Prime | 3.75 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What M&T Bank lends to in Maine
The 2 industries below account for 12 of the 84 loans approved October 2019 to June 2026, or 14.3%. An industry is listed when it has 5 or more of them, five at most. No industry reached 5 loans since October 2023, so this table uses October 2019 to June 2026.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Snack and Nonalcoholic Beverage Bars | 7 | 8.3% | Not in top 5 |
| New Single-Family Housing Construction (except For-Sale Builders) | 5 | 6.0% | Not in top 5 |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
M&T Bank in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Virginia | 648 |
Other lenders in Maine
Other lenders in Maine with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| KeyBank | 85 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2023 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
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Cite this page: M&T Bank SBA loans in Maine. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/maine/
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