Pinnacle Bank (Nashville, TN) SBA loans in North Carolina
Short answer
SBA's loan file shows Pinnacle Bank (Nashville, TN) made 112 SBA loans in North Carolina since October 2023. 30.4% went to businesses two years old or younger, against 17.9% of its loans nationally. The lender made 2.9% of North Carolina's SBA loans, against 0.28% of loans nationwide.
- SBA loans, Oct 2023 to Jun 2026
- 112
- median loan
- $744,500
- dollars approved
- $141.17M
- went to firms 2 years old or younger
- 30.4%
This site is not Pinnacle Bank (Nashville, TN)
sbaexpress.loans is not Pinnacle Bank (Nashville, TN), and Pinnacle Bank (Nashville, TN) did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Pinnacle Bank (Nashville, TN).
These are the 112 SBA 7(a) loans Pinnacle Bank (Nashville, TN) made in North Carolina approved October 2023 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you.
How Pinnacle Bank (Nashville, TN) differs in North Carolina
What this means for you. If yours is a new business, Pinnacle Bank (Nashville, TN) funded businesses two years old or younger more often here than it did elsewhere.
Businesses two years old or younger
30.4% of the loans in North Carolina went to businesses two years old or younger, against 17.9% of its loans nationally.
Share of the state's loans
Pinnacle Bank (Nashville, TN) made 2.9% of the SBA loans approved in North Carolina since October 2023, against 0.28% of loans nationwide. Its share here is 10.5 times its national share.
We compared 9 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.
North Carolina next to the U.S.
| Measure | North Carolina | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 2.9% | 0.28% | Clearly higher |
| Median loan | $744,500 | $708,500 | No clear gap |
| Middle half of loans | $392,250 to $1,847,975 | $371,750 to $1,613,400 | – |
| Startups (the loan opens the business) | 31.2% | 28.6% | No clear gap |
| In business 2 years or less | 30.4% | 17.9% | Clearly higher |
| In business more than 2 years | 27.7% | 35.5% | No clear gap |
| Change of ownership | 10.7% | 18.1% | No clear gap |
| SBA Express | 11.6% | 12.1% | No clear gap |
| Lines of credit | 11.6% | 12.7% | No clear gap |
| Median term | 10.5 years | 10 years | – |
| Median spread over Prime at approval | 1.75 points over Prime | 2 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What Pinnacle Bank (Nashville, TN) lends to in North Carolina
The 3 industries below account for 21 of the 112 loans approved October 2023 to June 2026, or 18.8%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Full-Service Restaurants | 11 | 9.8% | 6.2% |
| All Other Specialty Trade Contractors | 5 | 4.5% | 3.3% |
| Offices of Chiropractors | 5 | 4.5% | Not in top 5 |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
Other lenders in North Carolina
Other lenders in North Carolina with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| The Huntington National Bank | 529 |
| United Midwest Savings Bank | 223 |
| TD Bank | 209 |
| U.S. Bank | 96 |
| First Financial Bank (El Dorado, AR) | 63 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2023 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
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Cite this page: Pinnacle Bank (Nashville, TN) SBA loans in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/pinnacle-bank/north-carolina/
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