PNC Bank SBA loans in Kentucky
Short answer
SBA's loan file shows PNC Bank made 68 SBA loans in Kentucky since October 2019. 35.3% went to businesses more than two years old, against 59.6% of its loans nationally. The lender made 2.5% of Kentucky's SBA loans, against 0.89% of loans nationwide.
- SBA loans, Oct 2019 to Jun 2026
- 68
- median loan
- $50,000
- dollars approved
- $12.64M
- went to firms over 2 years old
- 35.3%
This site is not PNC Bank
sbaexpress.loans is not PNC Bank, and PNC Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from PNC Bank.
These are the 68 SBA 7(a) loans PNC Bank made in Kentucky approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How PNC Bank differs in Kentucky
What this means for you. Younger businesses got a bigger share of these loans here than elsewhere.
Established businesses
35.3% of the loans in Kentucky went to businesses more than two years old, against 59.6% of its loans nationally.
Share of the state's loans
PNC Bank made 2.5% of the SBA loans approved in Kentucky since October 2019, against 0.89% of loans nationwide. Its share here is 2.8 times its national share.
We compared 8 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.
Kentucky next to the U.S.
| Measure | Kentucky | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 2.5% | 0.89% | Clearly higher |
| Median loan | $50,000 | $50,000 | No clear gap |
| Middle half of loans | $25,000 to $218,600 | $25,000 to $350,000 | – |
| Startups (the loan opens the business) | 10.3% | 10.1% | No clear gap |
| In business 2 years or less | 35.3% | 21.6% | No clear gap |
| In business more than 2 years | 35.3% | 59.6% | Clearly lower |
| Change of ownership | 8.8% | 5.5% | No clear gap |
| SBA Express | 79.4% | 72.6% | No clear gap |
| Lines of credit | 67.6% | 57.1% | No clear gap |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 3.9 points over Prime | 3.9 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What PNC Bank lends to in Kentucky
No single industry reached 5 loans from October 2019 to June 2026, so we do not rank industries here.
PNC Bank in other states
Other states where these loans differ clearly from the national pattern, most loans first.
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: PNC Bank SBA loans in Kentucky. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/pnc-bank/kentucky/
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