United Community Bank SBA loans in South Carolina
Short answer
SBA's loan file shows United Community Bank made 84 SBA loans in South Carolina since October 2019. 32.1% went to startups, against 54.0% of its loans nationally. The lender made 2.2% of South Carolina's SBA loans, against 0.31% of loans nationwide.
- SBA loans, Oct 2019 to Jun 2026
- 84
- median loan
- $670,500
- dollars approved
- $73.64M
- went to startups
- 32.1%
This site is not United Community Bank
sbaexpress.loans is not United Community Bank, and United Community Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from United Community Bank.
These are the 84 SBA 7(a) loans United Community Bank made in South Carolina approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How United Community Bank differs in South Carolina
What this means for you. If yours is a new business, United Community Bank funded startups less often here than it did elsewhere, so ask early whether a lender funds new businesses.
Startups
32.1% of the loans in South Carolina went to startups, where the loan opens the business, against 54.0% of its loans nationally.
Share of the state's loans
United Community Bank made 2.2% of the SBA loans approved in South Carolina since October 2019, against 0.31% of loans nationwide. Its share here is 7 times its national share.
We compared 9 measures with the national figure for the same period, and these are the 2 that differ clearly. One more difference is in the table.
South Carolina next to the U.S.
| Measure | South Carolina | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 2.2% | 0.31% | Clearly higher |
| Median loan | $670,500 | $559,500 | No clear gap |
| Middle half of loans | $350,000 to $1,090,000 | $350,000 to $1,087,500 | – |
| Startups (the loan opens the business) | 32.1% | 54.0% | Clearly lower |
| In business 2 years or less | 17.9% | 6.0% | Clearly higher |
| In business more than 2 years | 23.8% | 21.4% | No clear gap |
| Change of ownership | 23.8% | 18.1% | No clear gap |
| SBA Express | 14.3% | 14.7% | No clear gap |
| Lines of credit | 14.3% | 14.7% | No clear gap |
| Median term | 10.5 years | 10.4 years | – |
| Median spread over Prime at approval | 2 points over Prime | 2 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What United Community Bank lends to in South Carolina
The 5 industries below account for 29 of the 84 loans approved October 2019 to June 2026, or 34.5%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Full-Service Restaurants | 7 | 8.3% | Not in top 5 |
| Child Care Services | 6 | 7.1% | Not in top 5 |
| Limited-Service Restaurants | 6 | 7.1% | 9.5% |
| Pet Care (except Veterinary) Services | 5 | 6.0% | Not in top 5 |
| Snack and Nonalcoholic Beverage Bars | 5 | 6.0% | 9.1% |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
United Community Bank in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Georgia | 196 |
Other lenders in South Carolina
Other lenders in South Carolina with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| TD Bank | 586 |
| The Huntington National Bank | 280 |
| SouthState Bank | 143 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
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Cite this page: United Community Bank SBA loans in South Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/united-community-bank/south-carolina/
Ask lending partners about your loan in South Carolina
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