Does Form 1919's 51% citizen ownership language still apply?

No. The form's printed certification is out of date. The February 2025 version of Form 1919 says the applicant is at least 51% owned and controlled by U.S. citizens or lawful permanent residents. SBA Policy Notice 5000-876441 replaced that standard effective March 1, 2026.

The rule that applies

100% of direct and indirect owners and SBA-required guarantors must be U.S. citizens or U.S. nationals. Each must have a principal residence in the United States, its territories or possessions. SOP 50 10 8.1, Sec. A, Ch. 1, Para. F carries this forward.

How the paperwork works now

Procedural Notice 5000-876626 says SBA is updating Forms 1919 and 1244. Until the new versions are published, the lender must attach added certifications for the applicant to sign. They state that:

• No direct or indirect owner or SBA-required guarantor is an Ineligible Person.
• All such owners and guarantors are U.S. citizens or nationals with a U.S. principal residence.
• All entity owners and guarantors were organized in the United States, its territories or possessions.

Information Notice 5000-882227 repeats that lenders must collect all required information and certifications until updated forms are available.

Check your version

Ask your lender for the current form and the supplement. A knowing false statement on the form is a federal crime, as Form 1919 warns.