SBA Form 1919: Borrower Information Form

Who completes it

You complete it when your business applies for a 7(a) loan. An authorized representative signs and submits it to your lender. Each co-borrower needs its own form (SOP 50 10 8.1, Appendix 20, Para. A.1.a).

When it is used

At application, on every 7(a) program, including SBA Express. 504 applicants use Form 1244.

What it asks

• Business identity: legal name, trade name, tax ID, six-digit NAICS code, SAM.gov Unique Entity ID if any, year operations began, entity type and address.
• Special ownership types: an ESOP, a 401(k) or ROBS trust, a cooperative or tribal ownership.
• Your employee count across the business and its domestic and foreign affiliates, plus full-time equivalent jobs the loan will save or create.
• Loan purpose in dollars: equipment, real estate, working capital, inventory, business acquisition, debt refinancing and other uses.
• Owners: every entity owning at least 20%, the people who own those entities, and at least 51% of beneficial owners. For each, title, percentage, tax ID and home address.
• Optional demographics for each person holding 20% or more: veteran status, sex, race and ethnicity. The form says disclosure has no bearing on the decision.
• Thirteen yes-or-no questions. They cover debarment, bankruptcy, federal loan defaults, other businesses owned, incarceration or indictment, and exports. They also cover paid preparers or brokers, restricted revenue, ties to federal officials and pending legal actions.
• Certifications that taxes are current, proceeds go only to the business and the business is small.
• A certification that no holder of 50% or more is over 60 days behind on child support (13 CFR 120.171).

A filled-in example

This example is made up. Sample Bakery LLC, the people, the lender and every figure are fictional, and the ID numbers are zeros. It shows what finished entries look like, using the form's own field names.

An example only. Use your own facts on the real form, and check that your copy is the edition named above.

Common mistakes

• Trusting the printed citizenship line. The 02/2025 form says at least 51% owned by citizens or lawful permanent residents. Since March 1, 2026, lawful permanent residents may not own any percentage of the applicant (Procedural Notice 5000-876626). Your lender must collect the current certifications separately until SBA reissues the form (Information Notice 5000-880695).
• Listing only the 20% owners. The lender must enter 100% of direct and indirect ownership in the SBA Loan System (Appendix 20, Para. A.1). It must also enter every owner's date of birth (Procedural Notice 5000-877472).
• Purpose amounts that do not add up. Across all Forms 1919, the purpose amounts should equal the total loan request (Appendix 20, Para. A.1.a).
• Using a NAICS code that differs from your tax return. The form says it must match the business activity code on your IRS filings, if applicable.
• Converting your headcount to full-time equivalents. Existing employees are counted as individuals, and 1099 contractors are excluded. Only jobs saved and created use full-time equivalents (Appendix 20, Para. A.1).
• Typing your initials at question 4. The form requires original initials or an acceptable electronic signature. A yes on that question makes the applicant ineligible (13 CFR 120.110(n)).
• Answering question 2 for SBA loans only. It covers any federal loan program, and loans you guaranteed.
• Leaving out a paid preparer or broker. Question 6 covers any fee paid or promised for help with the application. Give the lender the name and amount.
• Leaving out legal actions or other companies. Question 13 covers any legal action, including divorce. Question 3 covers every other business an owner holds.
• Working from an old checklist. Form 1920 was retired August 1, 2023. Form 2483 was the Paycheck Protection Program application, and that program ended May 31, 2021.