Is SBA Form 1920 still used on 7(a) loans?
Short answer
No. SBA's form page says Form 1920, the Lender's Application for Guaranty, was retired as of August 1, 2023. It remains posted for reference only. Lenders now enter loan terms directly in the SBA Loan System (SOP 50 10 8.1, Appendix 20, Para. A).
No. SBA's landing page says SBA Form 1920, the Lender's Application for Guaranty, was retired as of August 1, 2023. It remains posted for reference only (legacy.sba.gov, read November 8, 2026).
What it was
Form 1920 was a lender's form, not a borrower's. It collected the lender's data on loan eligibility, terms, use of proceeds and jobs. The posted version was revised 09/20 and shows an Office of Management and Budget (OMB) expiration date of September 30, 2023.
What replaced it
Lenders now enter the required terms directly in the SBA Loan System (SOP 50 10 8.1, Appendix 20, Para. A.1, p. 416). A delegated lender submits the Form 1919 information and loan terms there and keeps the rest in its file. A non-delegated lender uploads the application and attachments.
Appendix 1 of the SOP, which lists forms, does not include Form 1920 (p. 289).
What you complete instead
The borrower form is SBA Form 1919. You sign it and give it to the lender (Appendix 20, Para. A.1.a).
Old references on the form
The retired form refers to the FICO Small Business Scoring Service (SBSS) score on small loans. It was discontinued for 7(a) Small loans effective March 1, 2026; lenders use their own commercial credit analysis, and scoring models are optional. The form also lists the Community Advantage Pilot, which ended October 31, 2023.
If someone asks you for one
Ask why. A request for Form 1920 today may come from an outdated checklist.
Ask lending partners about your loan
Tell us the amount you need and what it is for. We refer you to lenders that may fund businesses like yours, and it costs you nothing.
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