SBA Form 601: Agreement of Compliance
Short answer
SBA Form 601 is the Agreement of Compliance. SBA's page says the borrower and the construction contractor sign it on loans with over $10,000 of construction. Its basis, Executive Order 11246, was revoked January 21, 2025, and SOP 50 10 8.1 does not list it.
Edition in use
SBA Form 601 (10-85). SBA's page was last updated August 10, 2020, and carries no retirement notice. Its basis, Executive Order 11246, was revoked January 21, 2025.
Who completes it
SBA's page says the borrower and the construction contractor sign it on loans with over $10,000 of construction. That page predates the January 2025 revocation of the order behind the form.
When it is used
As a condition of disbursement, if your lender still requires it. SOP 50 10 8.1 does not list it.
What it asks
- An agreement to put an equal opportunity clause into construction contracts and subcontracts over $10,000.
- Six contractor promises: no discrimination, notice in job ads, notice to unions, compliance with the order, records access and sanctions for breach.
- The applicant's promise to help SBA and the Labor Department obtain compliance, and to accept remedies such as loan suspension.
- Names, addresses, phone numbers and signatures of the applicant and the general contractor.
A filled-in example
This example is made up. Sample Bakery LLC, the people, the lender and every figure are fictional, and the ID numbers are zeros. It shows what finished entries look like, using the form's own field names.
| Field on the form | Example entry |
|---|---|
| A loan to (Applicant) | Sample Bakery LLC |
| The general contractor | Example Builders Inc. |
| Executed the | 1st day of October 2026 |
| Name, Address, & Phone No. of Applicant | Sample Bakery LLC, 100 Example Street, Anytown, OH 00000, (555) 555-0100 |
| Typed Name & Title of Authorized Official | Pat Sample, Managing Member |
| Name, Address, & Phone No. of Subrecipient | Example Builders Inc., 400 Example Road, Anytown, OH 00000, (555) 555-0100 |
| Typed Name & Title of Authorized Official (Subrecipient) | Lee Sample, President |
An example only. Use your own facts on the real form, and check that your copy is the edition named above.
Common mistakes
- Assuming the order still applies. Executive Order 14173 revoked Executive Order 11246 on January 21, 2025 (90 FR 8633). SBA has not marked Form 601 retired, so ask your lender whether it wants one.
- Expecting to find it in the SOP. Appendix 1 of SOP 50 10 8.1 does not list Form 601.
- Confusing it with Form 722. That equal opportunity poster is still required for all 7(a) loans (SOP 50 10 8.1, Sec. B, Ch. 6, Para. D.4.f).
- Treating the revocation as the end of civil rights duties. Form 1919 still binds borrowers to 13 CFR Parts 112, 113 and 117.
Ask lending partners about your loan
Tell us the amount you need and what it is for. We refer you to lenders that may fund businesses like yours, and it costs you nothing.
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