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SBA loans to liquor stores in Connecticut

Short answer

SBA's loan file shows 85 loans to liquor stores in Connecticut since October 2019. 45.9% were lines of credit, against 13.4% nationally. 52.9% went through SBA Express, against 18.2% nationally.

SBA loans, Oct 2019 to Jun 2026
85
median loan
$250,000
dollars approved
$36.88M
were lines of credit
45.9%

These are the 85 SBA 7(a) loans to liquor stores in Connecticut approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.

How Connecticut differs from the U.S.

What this means for you. If you need working capitalMoney for day-to-day costs such as payroll, rent and inventory. Full definition you can draw on and repay, revolving lines were more common here, so ask lenders about one.

Lines of credit

45.9% of the loans in Connecticut were lines of creditA credit limit you can draw on, repay and draw on again. , against 13.4% nationally.

Lines of credit, share of loans, Oct 2019 to Jun 2026
  • Connecticut45.9%
  • United States13.4%

SBA Express

52.9% of the loans in Connecticut went through SBA Express, against 18.2% nationally.

SBA Express, share of loans, Oct 2019 to Jun 2026
  • Connecticut52.9%
  • United States18.2%

Lender concentration

Webster Bank made 37.6% of these loans (32 of 85). It is not among the five lenders with the most loans to liquor stores nationally. It made 13.9% of all SBA loans in Connecticut.

We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. 4 more differences are in the table.

Connecticut next to the U.S.

Connecticut compared with all loans to liquor stores in the U.S., October 2019 to June 2026
MeasureConnecticutUnited StatesReading
Industry's share of all SBA loans2.0%0.69%Clearly higher
Median loan$250,000$500,000Clearly lower
Middle half of loans$100,000 to $495,900$215,000 to $1,005,000–
Startups (the loan opens the business)5.9%12.1%No clear gap
In business 2 years or less27.1%21.3%No clear gap
In business more than 2 years49.4%31.3%Clearly higher
Change of ownership17.6%35.2%Clearly lower
SBA Express52.9%18.2%Clearly higher
Lines of credit45.9%13.4%Clearly higher
Median term10 years10 years–
Median spread over Prime at approval2 points over Prime2 points over Prime–

Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.

Who lends in Connecticut

The 3 lenders below made 53 of the 85 loans approved October 2019 to June 2026, or 62.4%. A lender is listed when it has 5 or more of them, five at most.

Top lenders in Connecticut
LenderLoansShare hereU.S. share
Webster Bank3237.6%Not in top 5
M&T Bank1517.6%4.2%
Liberty Bank67.1%Not in top 5

Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.

Liquor stores in other states

Other states where these loans differ clearly from the national pattern, most loans first.

Liquor stores by state
StateLoans since October 2019
California452
Colorado250
New York182
Michigan166
Georgia153
New Jersey138
Texas120
Massachusetts61

More industries in Connecticut

Other industries in Connecticut with a clear difference from the national pattern, most loans first.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.

Ask lending partners about your loan in Connecticut

Tell us your state, loan amount and purpose, and we route your inquiry to lending partners.

Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.

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