SBA loans to gas stations with convenience stores in Georgia under the 2017 NAICS code
Short answer
SBA's loan file shows 142 loans to gas stations with convenience stores in Georgia since October 2019. 6.3% financed a change of ownership, against 26.9% nationally. Fewer than 5 of them went through SBA Express, against 8.4% nationally.
- SBA loans, Oct 2019 to Jun 2026
- 142
- median loan
- $1,188,100
- dollars approved
- $195.73M
- financed a change of ownership
- 6.3%
These are the 142 SBA 7(a) loans to gas stations with convenience stores in Georgia approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.
How Georgia differs from the U.S.
What this means for you. Business purchases were a smaller share here, so most of these loans funded businesses their owners already ran or were opening.
Change of ownership
6.3% of the loans in Georgia financed a change of ownership, against 26.9% nationally.
SBA Express
Fewer than 5 of the 142 loans in Georgia went through SBA Express, against 8.4% nationally.
How common it is
Gas stations with convenience stores made up 1.4% of the SBA loans approved in Georgia since October 2019, against 0.44% of loans nationwide. Its share here is 3.3 times its national share.
We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. 2 more differences are in the table.
Georgia next to the U.S.
| Measure | Georgia | United States | Reading |
|---|---|---|---|
| Industry's share of all SBA loans | 1.4% | 0.44% | Clearly higher |
| Median loan | $1,188,100 | $1,146,000 | No clear gap |
| Middle half of loans | $724,875 to $1,857,500 | $613,000 to $2,093,000 | – |
| Startups (the loan opens the business) | 19.7% | 10.7% | Clearly higher |
| In business 2 years or less | 35.9% | 20.0% | Clearly higher |
| In business more than 2 years | 35.2% | 40.5% | No clear gap |
| Change of ownership | 6.3% | 26.9% | Clearly lower |
| SBA Express | Fewer than 5 | 8.4% | Clearly lower |
| Lines of credit | 0.0% | 3.7% | No clear gap |
| Median term | 25 years | 25 years | – |
| Median spread over Prime at approval | 1.5 points over Prime | 1.75 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
Who lends in Georgia
The 5 lenders below made 77 of the 142 loans approved October 2019 to June 2026, or 54.2%. A lender is listed when it has 5 or more of them, five at most.
| Lender | Loans | Share here | U.S. share |
|---|---|---|---|
| Georgia's Own Credit Union | 24 | 16.9% | Not in top 5 |
| HomeTrust Bank | 21 | 14.8% | Not in top 5 |
| Embassy National Bank | 16 | 11.3% | Not in top 5 |
| PromiseOne Bank | 8 | 5.6% | Not in top 5 |
| Wallis Bank | 8 | 5.6% | 4.9% |
Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.
Gas stations with convenience stores in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Texas | 337 |
| California | 246 |
| Washington | 128 |
| Illinois | 66 |
More industries in Georgia
Other industries in Georgia with a clear difference from the national pattern, most loans first.
| Industry | Loans since October 2019 |
|---|---|
| Sit-down restaurants | 580 |
| Fast-food, pizza and counter-service restaurants | 497 |
| Child care centers and preschools | 241 |
| Gyms, fitness studios and recreational sports centers | 207 |
| Coffee shops, ice cream parlors, juice and tea bars and doughnut shops | 178 |
| Liquor stores | 153 |
| Home remodeling contractors | 148 |
| Physician practices | 142 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: SBA loans to gas stations with convenience stores in Georgia under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/georgia/
Ask lending partners about your loan in Georgia
Tell us your state, loan amount and purpose, and we route your inquiry to lending partners.
Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.