SBA loans to gas stations with convenience stores in Washington under the 2017 NAICS code
Short answer
SBA's loan file shows 128 loans to gas stations with convenience stores in Washington since October 2019. 46.9% financed a change of ownership, against 26.9% nationally. The median loan was $1,783,000, 56% above the national median of $1,146,000.
- SBA loans, Oct 2019 to Jun 2026
- 128
- median loan
- $1,783,000
- dollars approved
- $259.81M
- financed a change of ownership
- 46.9%
Few loans since October 2023
SBA's file shows fewer than 5 loans for gas stations with convenience stores in Washington approved since October 2023. The figures below describe earlier lending, from October 2019 to June 2026.
These are the 128 SBA 7(a) loans to gas stations with convenience stores in Washington approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.
How Washington differs from the U.S.
What this means for you. If you are buying a business, purchases were a bigger share of these loans here than nationally.
Change of ownership
46.9% of the loans in Washington financed a change of ownership, against 26.9% nationally.
Loan size
The medianThe middle figure. Half the loans were larger and half were smaller. loan was $1,783,000 in Washington, 56% above the national median of $1,146,000.
The middle half of loans in Washington ran from $1,012,500 to $2,672,250. Nationally the middle half ran from $613,000 to $2,093,000.
How common it is
Gas stations with convenience stores made up 1.3% of the SBA loans approved in Washington since October 2019, against 0.44% of loans nationwide. Its share here is 3.1 times its national share.
We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. The table compares every measure.
Washington next to the U.S.
| Measure | Washington | United States | Reading |
|---|---|---|---|
| Industry's share of all SBA loans | 1.3% | 0.44% | Clearly higher |
| Median loan | $1,783,000 | $1,146,000 | Clearly higher |
| Middle half of loans | $1,012,500 to $2,672,250 | $613,000 to $2,093,000 | – |
| Startups (the loan opens the business) | 3.9% | 10.7% | No clear gap |
| In business 2 years or less | 15.6% | 20.0% | No clear gap |
| In business more than 2 years | 30.5% | 40.5% | No clear gap |
| Change of ownership | 46.9% | 26.9% | Clearly higher |
| SBA Express | 3.9% | 8.4% | No clear gap |
| Lines of credit | Fewer than 5 | 3.7% | No clear gap |
| Median term | 25 years | 25 years | – |
| Median spread over Prime at approval | 1.5 points over Prime | 1.75 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
Who lends in Washington
The 5 lenders below made 74 of the 128 loans approved October 2019 to June 2026, or 57.8%. A lender is listed when it has 5 or more of them, five at most.
| Lender | Loans | Share here | U.S. share |
|---|---|---|---|
| UniBank | 19 | 14.8% | Not in top 5 |
| PCB Bank | 16 | 12.5% | Not in top 5 |
| Hanmi Bank | 14 | 10.9% | Not in top 5 |
| Commonwealth Business Bank | 13 | 10.2% | 3.7% |
| Readycap Lending, LLC | 12 | 9.4% | 3.8% |
Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.
Gas stations with convenience stores in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Texas | 337 |
| California | 246 |
| Georgia | 142 |
| Illinois | 66 |
More industries in Washington
Other industries in Washington with a clear difference from the national pattern, most loans first.
| Industry | Loans since October 2019 |
|---|---|
| Sit-down restaurants | 543 |
| Fast-food, pizza and counter-service restaurants | 395 |
| Home remodeling contractors | 264 |
| Gas stations with convenience stores | 220 |
| Gyms, fitness studios and recreational sports centers | 189 |
| Coffee shops, ice cream parlors, juice and tea bars and doughnut shops | 165 |
| Assisted living facilities and residential care homes | 162 |
| Long-haul truckload carriers | 155 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
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Cite this page: SBA loans to gas stations with convenience stores in Washington under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/washington/
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