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SBA loans to local trucking companies in Georgia

Short answer

SBA's loan file shows 99 loans to local trucking companies in Georgia since October 2019. 40.4% went through SBA Express, against 57.9% nationally. These 99 loans are 1.00% of Georgia's SBA loans, against 1.5% nationwide.

SBA loans, Oct 2019 to Jun 2026
99
median loan
$84,000
dollars approved
$35.67M
went through SBA Express
40.4%

These are the 99 SBA 7(a) loans to local trucking companies in Georgia approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.

How Georgia differs from the U.S.

What this means for you. SBA Express was a less common route here, so most of these loans went through other 7(a) loan types.

SBA Express

40.4% of the loans in Georgia went through SBA Express, against 57.9% nationally.

SBA Express, share of loans, Oct 2019 to Jun 2026
  • Georgia40.4%
  • United States57.9%

How common it is

Local trucking companies made up 1.00% of the SBA loans approved in Georgia since October 2019, against 1.5% of loans nationwide. Its share here is 66% of its national share.

Share of all SBA loans, Oct 2019 to Jun 2026
  • Georgia1.00%
  • United States1.5%

We compared 8 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.

Georgia next to the U.S.

Georgia compared with all loans to local trucking companies in the U.S., October 2019 to June 2026
MeasureGeorgiaUnited StatesReading
Industry's share of all SBA loans1.00%1.5%Clearly lower
Median loan$84,000$64,600No clear gap
Middle half of loans$20,000 to $282,000$26,000 to $200,000–
Startups (the loan opens the business)6.1%8.1%No clear gap
In business 2 years or less34.3%24.1%No clear gap
In business more than 2 years54.5%61.3%No clear gap
Change of ownershipFewer than 55.0%n/a
SBA Express40.4%57.9%Clearly lower
Lines of credit36.4%30.5%No clear gap
Median term10 years10 years–
Median spread over Prime at approval3.75 points over Prime2.75 points over Prime–

Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.

Who lends in Georgia

The 5 lenders below made 59 of the 99 loans approved October 2019 to June 2026, or 59.6%. A lender is listed when it has 5 or more of them, five at most.

Top lenders in Georgia
LenderLoansShare hereU.S. share
Wells Fargo Bank2929.3%6.4%
Northeast Bank (Portland, ME)1414.1%Not in top 5
BayFirst National Bank66.1%Not in top 5
Lendistry SBLC, LLC55.1%Not in top 5
Readycap Lending, LLC55.1%Not in top 5

Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.

Local trucking companies in other states

Other states where these loans differ clearly from the national pattern, most loans first.

Local trucking companies by state
StateLoans since October 2019
California616
Ohio570
Michigan385
Illinois298
Texas272
New Jersey257
Pennsylvania220
New York212

More industries in Georgia

Other industries in Georgia with a clear difference from the national pattern, most loans first.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.

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Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.

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