SBA loans to long-haul truckload carriers in Mississippi
Short answer
SBA's loan file shows 59 loans to long-haul truckload carriers in Mississippi since October 2019. 22.0% went to startups, against 4.7% nationally. Peoples Bank (Mendenhall, MS) made 40.7% of them, well above its share nationally and across all loans in Mississippi.
- SBA loans, Oct 2019 to Jun 2026
- 59
- median loan
- $60,600
- dollars approved
- $11.78M
- went to startups
- 22.0%
These are the 59 SBA 7(a) loans to long-haul truckload carriers in Mississippi approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.
How Mississippi differs from the U.S.
What this means for you. If yours is a new business, lenders in Mississippi funded startups more often here than lenders did nationally.
Startups
22.0% of the loans in Mississippi went to startups, where the loan opens the business, against 4.7% nationally.
Lender concentration
Peoples Bank (Mendenhall, MS) made 40.7% of these loans (24 of 59). It is not among the five lenders with the most loans to long-haul truckload carriers nationally. It made 17.9% of all SBA loans in Mississippi.
SBA Express
37.3% of the loans in Mississippi went through SBA Express, against 60.1% nationally.
We compared 8 measures with the national figure for the same period, and these are the 3 that differ clearly. 2 more differences are in the table.
Mississippi next to the U.S.
| Measure | Mississippi | United States | Reading |
|---|---|---|---|
| Industry's share of all SBA loans | 3.0% | 1.8% | Clearly higher |
| Median loan | $60,600 | $67,700 | No clear gap |
| Middle half of loans | $41,750 to $110,000 | $29,925 to $150,000 | – |
| Startups (the loan opens the business) | 22.0% | 4.7% | Clearly higher |
| In business 2 years or less | 28.8% | 18.9% | No clear gap |
| In business more than 2 years | 45.8% | 73.9% | Clearly lower |
| Change of ownership | Fewer than 5 | 1.3% | n/a |
| SBA Express | 37.3% | 60.1% | Clearly lower |
| Lines of credit | 11.9% | 28.2% | No clear gap |
| Median term | 6 years | 10 years | – |
| Median spread over Prime at approval | 2.75 points over Prime | 2.5 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
Who lends in Mississippi
The 3 lenders below made 41 of the 59 loans approved October 2019 to June 2026, or 69.5%. A lender is listed when it has 5 or more of them, five at most.
| Lender | Loans | Share here | U.S. share |
|---|---|---|---|
| Peoples Bank (Mendenhall, MS) | 24 | 40.7% | Not in top 5 |
| Trustmark Bank | 12 | 20.3% | Not in top 5 |
| Covington County Bank | 5 | 8.5% | Not in top 5 |
Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.
Long-haul truckload carriers in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Ohio | 1,160 |
| Michigan | 848 |
| Illinois | 709 |
| California | 475 |
| Indiana | 392 |
| Texas | 297 |
| Florida | 283 |
| Washington | 155 |
More industries in Mississippi
Other industries in Mississippi with a clear difference from the national pattern, most loans first.
| Industry | Loans since October 2019 |
|---|---|
| Broiler chicken growers | 156 |
| Sit-down restaurants | 90 |
| Hotels and motels | 88 |
| Local trucking companies | 71 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: SBA loans to long-haul truckload carriers in Mississippi. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/mississippi/
Ask lending partners about your loan in Mississippi
Tell us your state, loan amount and purpose, and we route your inquiry to lending partners.
Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.