SBA loans to used car dealerships in Georgia
Short answer
SBA's loan file shows 50 loans to used car dealerships in Georgia since October 2019. Wells Fargo Bank made 32.0% of them, against 11.6% nationally and 6.2% of all loans in Georgia.
- SBA loans, Oct 2019 to Jun 2026
- 50
- median loan
- $325,000
- dollars approved
- $20.58M
- made by one lender
- 32.0%
These are the 50 SBA 7(a) loans to used car dealerships in Georgia approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.
How Georgia differs from the U.S.
What this means for you. One lender made a large share of these loans in Georgia, so compare more than one lender before you apply.
Lender concentration
Wells Fargo Bank made 32.0% of these loans (16 of 50). Nationally it made 11.6% of loans to used car dealerships. It made 6.2% of all SBA loans in Georgia.
We compared 8 measures with the national figure for the same period, and this is the one that differs clearly. The table compares every measure.
Georgia next to the U.S.
| Measure | Georgia | United States | Reading |
|---|---|---|---|
| Industry's share of all SBA loans | 0.50% | 0.36% | No clear gap |
| Median loan | $325,000 | $250,000 | No clear gap |
| Middle half of loans | $20,000 to $514,625 | $89,650 to $677,500 | – |
| Startups (the loan opens the business) | Fewer than 5 | 4.0% | n/a |
| In business 2 years or less | 22.0% | 18.1% | No clear gap |
| In business more than 2 years | 66.0% | 71.8% | No clear gap |
| Change of ownership | 0.0% | 3.2% | No clear gap |
| SBA Express | 32.0% | 30.2% | No clear gap |
| Lines of credit | 30.0% | 23.3% | No clear gap |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 2.75 points over Prime | 2.75 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
Who lends in Georgia
The lender below made 16 of the 50 loans approved October 2019 to June 2026, or 32.0%. A lender is listed when it has 5 or more of them, five at most.
| Lender | Loans | Share here | U.S. share |
|---|---|---|---|
| Wells Fargo Bank | 16 | 32.0% | 11.6% |
Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.
More industries in Georgia
Other industries in Georgia with a clear difference from the national pattern, most loans first.
| Industry | Loans since October 2019 |
|---|---|
| Sit-down restaurants | 580 |
| Fast-food, pizza and counter-service restaurants | 497 |
| Child care centers and preschools | 241 |
| Gyms, fitness studios and recreational sports centers | 207 |
| Coffee shops, ice cream parlors, juice and tea bars and doughnut shops | 178 |
| Liquor stores | 153 |
| Home remodeling contractors | 148 |
| Gas stations with convenience stores | 142 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: SBA loans to used car dealerships in Georgia. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/used-car-dealers/georgia/
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