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SBA loans to women's and children's clothing wholesalers in California under the 2017 NAICS code

Short answer

SBA's loan file shows 81 loans to women's and children's clothing wholesalers in California since October 2019. 6.2% were lines of credit, against 34.2% nationally. These 81 loans are 0.21% of California's SBA loans, against 0.05% nationwide.

SBA loans, Oct 2019 to Jun 2026
81
median loan
$250,000
dollars approved
$89.06M
were lines of credit
6.2%

Few loans since October 2023

SBA's file shows fewer than 5 loans for women's and children's clothing wholesalers in California approved since October 2023. The figures below describe earlier lending, from October 2019 to June 2026.

These are the 81 SBA 7(a) loans to women's and children's clothing wholesalers in California approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.

How California differs from the U.S.

What this means for you. Lines of creditA credit limit you can draw on, repay and draw on again. were less common here, so most of these loans were term loans repaid on a set schedule.

Lines of credit

6.2% of the loans in California were lines of credit, against 34.2% nationally.

Lines of credit, share of loans, Oct 2019 to Jun 2026
  • California6.2%
  • United States34.2%

How common it is

Women's and children's clothing wholesalers made up 0.21% of the SBA loans approved in California since October 2019, against 0.05% of loans nationwide. Its share here is 4.5 times its national share.

Share of all SBA loans, Oct 2019 to Jun 2026
  • California0.21%
  • United States0.05%

We compared 6 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.

California next to the U.S.

California compared with all loans to women's and children's clothing wholesalers in the U.S., October 2019 to June 2026
MeasureCaliforniaUnited StatesReading
Industry's share of all SBA loans0.21%0.05%Clearly higher
Median loan$250,000$200,000No clear gap
Middle half of loans$150,000 to $1,445,000$100,000 to $787,500–
Startups (the loan opens the business)0.0%Fewer than 5n/a
In business 2 years or lessFewer than 58.2%n/a
In business more than 2 years96.3%87.3%No clear gap
Change of ownership0.0%Fewer than 5n/a
SBA Express38.3%51.3%No clear gap
Lines of credit6.2%34.2%Clearly lower
Median term10 years10 years–
Median spread over Prime at approval1.88 points over Prime2.35 points over Prime–

Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.

Who lends in California

The 3 lenders below made 37 of the 81 loans approved October 2019 to June 2026, or 45.7%. A lender is listed when it has 5 or more of them, five at most.

Top lenders in California
LenderLoansShare hereU.S. share
Bank of Hope2632.1%17.1%
JPMorgan Chase Bank67.4%7.0%
U.S. Bank56.2%5.1%

Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.

More industries in California

Other industries in California with a clear difference from the national pattern, most loans first.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.

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